Spar SBI Card SELECT vs SBM ZET Credit Card
Joining Fees
₹1,499
₹0
Editor's Rating
2.5
4.5
Key Features
- On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
- On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
- On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
- With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
- The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home
- Minimum FD of Rs. 5,000 is required to obtain this secured credit card
- Earn up to 7% Interest on FD
- Credit limit: 90% of FD amount
- A lifetime-free credit card with no renewal fees
- No Income Proof- Easy application with no credit history required
- Exclusive Discounts: Rewards and discounts you’ll love
- Zero interest for 45 days on UPI payments
- 5% Rewards on Amazon
- 8% Rewards on Flipkart
- 20% Rewards on Myntra
- Enjoy up to 15% Rewards on All Major Platforms
- Up to 20% off on Swiggy, Zomato, and BookMyShow
Editor's Review
Pros
- Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
- Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
- Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)
Cons
- No Golf/coaching sessions
- Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits
Pros
- Earn up to 7% Interest on FD
- 5% Rewards on Amazon, 8% Rewards on Flipkart, 20% Rewards on Myntra, and up to 15% Rewards on All Major Platforms
- Up to 20% off on Swiggy, Zomato, and BookMyShow
Cons
- No travel benefits
- No golf benefits
- No complimentary domestic or international airport lounge access
