SBM ZET Credit Card vs Standard Chartered Platinum Rewards Credit Card
Joining Fees
₹0
₹250
Editor's Rating
4.5
4
Key Features
- Minimum FD of Rs. 5,000 is required to obtain this secured credit card
- Earn up to 7% Interest on FD
- Credit limit: 90% of FD amount
- A lifetime-free credit card with no renewal fees
- No Income Proof- Easy application with no credit history required
- Exclusive Discounts: Rewards and discounts you’ll love
- Zero interest for 45 days on UPI payments
- 5% Rewards on Amazon
- 8% Rewards on Flipkart
- 20% Rewards on Myntra
- Enjoy up to 15% Rewards on All Major Platforms
- Up to 20% off on Swiggy, Zomato, and BookMyShow
- Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
- Earn 1 reward point for every Rs. 150 spent on all other categories
- Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST
- Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members
- This is a Contactless credit card
- Enjoy the enhanced security for online transactions through 3D secure OTP verification
- Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
- Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
- Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees
Editor's Review
Pros
- Earn up to 7% Interest on FD
- 5% Rewards on Amazon, 8% Rewards on Flipkart, 20% Rewards on Myntra, and up to 15% Rewards on All Major Platforms
- Up to 20% off on Swiggy, Zomato, and BookMyShow
Cons
- No travel benefits
- No golf benefits
- No complimentary domestic or international airport lounge access
Pros
* Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
* Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
* Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees
Cons
* No complimentary airport lounge access
* No fuel surcharge wavier
* No golf/coaching sessions
