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SBM ZET Credit Card vs ICICI Bank Manchester United Platinum Credit Card

Joining Fees

₹0

₹499

Editor's Rating

4.5

3.4

Key Features

  • Minimum FD of Rs. 5,000 is required to obtain this secured credit card
  • Earn up to 7% Interest on FD
  • Credit limit: 90% of FD amount
  • A lifetime-free credit card with no renewal fees
  • No Income Proof- Easy application with no credit history required
  • Exclusive Discounts: Rewards and discounts you’ll love
  • Zero interest for 45 days on UPI payments
  • 5% Rewards on Amazon
  • 8% Rewards on Flipkart
  • 20% Rewards on Myntra
  • Enjoy up to 15% Rewards on All Major Platforms
  • Up to 20% off on Swiggy, Zomato, and BookMyShow

* 1 complimentary domestic airport lounges access per quarter in India
* 25% discount, up to Rs. 100, on selected cinema ticket retailers
* 1% fuel surcharge, which is valid on a maximum spend of Rs. 4000 per transaction at all HPCL pumps
* Visa Lounge Access: Relax in luxury and enjoy gourmet meals, comfortable seating, free Wi-Fi, widescreen TVs and beverage services.
* Domestic Airport Lounge Benefit: 1 complimentary airport lounge access per quarter
* Avail up to 3 Reward Points on every Rs. 100 spent on retail purchases except fuel
* Through ICICI Culinary Treats Programme avail dining benefits such as saving 15% on dining bills across more than 2,500 restaurants in India
* The annual fee gets waived off if spendings have gone more than Rs. 1,25,000 in the previous year

Editor's Review

Pros

  • Earn up to 7% Interest on FD
  • 5% Rewards on Amazon, 8% Rewards on Flipkart, 20% Rewards on Myntra, and up to 15% Rewards on All Major Platforms
  • Up to 20% off on Swiggy, Zomato, and BookMyShow

Cons

  • No travel benefits
  • No golf benefits
  • No complimentary domestic or international airport lounge access

Pros

* Welcome Benefits

* 1 complimentary domestic airport lounges access per quarter in India

* 25% discount, up to Rs. 100, on selected cinema ticket retailers

Cons

* No insurance benefits

* No golf benefits

* No international lounge access


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