Spar SBI Credit Card vs Klick RuPay Credit Card
Joining Fees
₹499
₹0
Editor's Rating
2.5
4.4
Key Features
- Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
- On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
- On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
- 1% fuel surcharge waiver
- Zero Joining Fees and Annual Fees
- 1% Fuel Surcharge Waiver
- 2 Rewards for every Rs. 200 non-UPI spends
- 2% cashback while you make quick and easy payments using Kiwi app
- 4 Reward Points on every Rs. 200 spent on all UPI transactions above Rs. 2,000
- Get all the benefits with the 100% virtual credit card- It is safe, secure, and make hassle-free payments with virtual credit card
- Earn reward on UPI and non-UPI spends
Editor's Review
Pros
- Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees
- Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
Cons
- No Golf/coaching sessions
- Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes
Pros:
- Lifetime Free Credit Card
- 2 Rewards for every Rs. 200 non-UPI spends
- 2% cashback while you make quick and easy payments using Kiwi app
Cons:
- No international or domestic lounge access
- No Golf Benefits
- No Movies and Entertainment, and Dining Benefits
