Klick RuPay Credit Card vs BOB Financial Select
Joining Fees
₹0
₹750
Editor's Rating
4.4
4.3
Key Features
- Zero Joining Fees and Annual Fees
- 1% Fuel Surcharge Waiver
- 2 Rewards for every Rs. 200 non-UPI spends
- 2% cashback while you make quick and easy payments using Kiwi app
- 4 Reward Points on every Rs. 200 spent on all UPI transactions above Rs. 2,000
- Get all the benefits with the 100% virtual credit card- It is safe, secure, and make hassle-free payments with virtual credit card
- Earn reward on UPI and non-UPI spends
- 5X rewards on Dining, Utility bills, Online spends; 1x on others
- 1,000 bonus rewards points every month
- Zero Fuel Surcharge
- Zero Annual Fees basis card usage
Editor's Review
Pros:
- Lifetime Free Credit Card
- 2 Rewards for every Rs. 200 non-UPI spends
- 2% cashback while you make quick and easy payments using Kiwi app
Cons:
- No international or domestic lounge access
- No Golf Benefits
- No Movies and Entertainment, and Dining Benefits
Pros
- Easy EMI Option
- Multiple redemption options
- In-built insurance cover
Cons
- No Golf Privileges
- No Airport Lounge access
