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SBM ZET Credit Card vs Axis Bank Titanium Smart Traveler Credit Card

Joining Fees

₹0

₹250

Editor's Rating

4.5

3.7

Key Features

  • Minimum FD of Rs. 5,000 is required to obtain this secured credit card
  • Earn up to 7% Interest on FD
  • Credit limit: 90% of FD amount
  • A lifetime-free credit card with no renewal fees
  • No Income Proof- Easy application with no credit history required
  • Exclusive Discounts: Rewards and discounts you’ll love
  • Zero interest for 45 days on UPI payments
  • 5% Rewards on Amazon
  • 8% Rewards on Flipkart
  • 20% Rewards on Myntra
  • Enjoy up to 15% Rewards on All Major Platforms
  • Up to 20% off on Swiggy, Zomato, and BookMyShow
  • Get 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 and Rs. 4,000   
  • Dining Delights- minimum 15% off on partner restaurants in India 
  • On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
  • Get Axis Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for the following transactions:
  1. On every Rs. 200 spent on the credit card while travelling abroad, earn 8 points 
  2. For every Rs. 200 spent on hotels, holiday packages, airlines, train, and bus bookings in India, earn 4 points 
  3. On every Rs. 200 spent on the credit card in India, earn 2 points

Editor's Review

Pros

  • Earn up to 7% Interest on FD
  • 5% Rewards on Amazon, 8% Rewards on Flipkart, 20% Rewards on Myntra, and up to 15% Rewards on All Major Platforms
  • Up to 20% off on Swiggy, Zomato, and BookMyShow

Cons

  • No travel benefits
  • No golf benefits
  • No complimentary domestic or international airport lounge access

Pros

  • Dining Delights- minimum 15% off on partner restaurants in India 
  • On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
  • On every Rs. 200 spent on the credit card while travelling abroad, earn 8 points 

Cons

  • No Airport Lounge access 
  • No Golf Privileges 


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