-->



SBI Card Prime vs BPCL SBI Card OCTANE

Joining Fees

₹2,999

₹1,499

Editor's Rating

4.1

4.3

Key Features

  • Get 10 Reward Points per Rs. 100 spent on Dining, Groceries, Departmental stores and Movies
  • Earn 2 Reward Points per Rs. 100 on all other retail spends
  • 1% Fuel Surcharge Waiver on transaction amount ranging from Rs. 500 - Rs. 4000 across all petrol pumps
  • Get Pizza Hut e-Voucher worth Rs. 1,000 on achieving spends of Rs. 50,000 in a calendar quarter
  • Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
  • Avail E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on achieving annual spends of Rs. 5 Lakhs
  • Get complimentary Trident Privilege Red Tier Membership- Please note that Trident Red Tier Membership benefit will not be available on SBI Card PRIME w.e.f 30 June 2024  
      
  • Get exclusive 1,000 Welcome Points on registration
  • Get 1,500 Bonus Points on your first stay and additional Rs. 1,000 hotel credit on extended night stay
  • Avail 10% instant saving on bookings through hotel website
  • Avail 10 points for every Rs.100 spent during the stay at participating hotels
  • Complimentary Club Vistara Silver membership - Please note that Club Vistara Silver Membership will not be available on SBI Card PRIME w.e.f 17 October 2024
  • Get 1 Upgrade Voucher
  • Avail 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
  • 4 complimentary visits per calendar year to International Priority Pass Lounges, outside India (max. 2 visits per quarter)
  • 8 complimentary visits per calendar year to Domestic Lounges in India (max. 2 visits per quarter)
  • Get 20 Reward Points per Rs. 100  spent on your birthday

Mastercard/Visa/American Express Privileges

  • Mastercard

a. Avail 4 rounds of complimentary green fees access and up to 50% off on golf games along with 1 complimentary lesson per month at selected golf courses in India

b. Get up to 15% discount on best available room rates and up to 15% discount on F&B at Lalit Hotels

 

  • Visa

a. Savings of up to 10% on Hertz car rental and up to 35% on Avis Car Rentals

b. Exclusive benefits across 900 luxury hotels worldwide

 

  • American Express

a. American Express Dining Platform - Discover delectable dining offers and up to 25% discount in your city

b. Complimentary Tablet plus membership - access to VIP upgrades and privileges at hotels in India and around the world

  • Get complimentary Air Accident Liability Cover of Rs. 50 lakhs
  • Get complimentary credit card Fraud Liability Cover of Rs. 1 lakh
  • With Flexipay, convert your transactions in easy monthly installments. Simply transact for Rs. 2,500 or more using your SBI Card PRIME, and log onto sbicard.com within 30 days of purchase to convert it into Flexipay
  • Transfer the outstanding balance of other banks’ credit cards to SBI Card PRIME, to avail a lower rate of interest and pay back in EMIs
  • As a Welcome Girft, avail 6000 bonus reward points equivalent to Rs. 1500 on payment of annual fees. The Reward Points will be credited to the card holders account within 30 days of annual fee payment
  • Spend Based fee reversal benefit - Next year Fee waiver on annual spends of 2 lakhs
  • Get 7.25% Value back ~ 25X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 2500 Reward Points per billing cycle
  • 6.25% + 1% Fuel surcharge waiver on every BPCL transaction upto Rs. 4000 (exclusive of GST and other charges)
  • Avail 25 Reward Points on every Rs. 100 spent at BPCL Fuel, Lubricants & Bharat Gas (Website and app only) spend
  • Get 10 Reward Points on every Rs. 100 spent at Dining, Departmental Stores, Grocery & Movies (Up to 7500 Reward Points per month)
  • Earn 1 Reward point per Rs. 100 spent on other retail purchases
  • Avail 25 Reward Points on every Rs. 100 spent on Bharat Gas (Website and app only) is capped at 500 Reward Points per billing cycle
  • 4 Reward Point = Rs. 1
  • 1% fuel surcharge across all BPCL petrol pumps in India. This is applicable on transactions up to Rs. 4,000, exclusive of GST and other charges. Maximum fuel surcharge waiver of Rs. 100 per statement cycle per credit card account, which is equivalent to an Annual Savings of Rs.1200
  • 4 complimentary visits per calendar year to Domestic VISA lounges in India (Max. 1 visit per quarter)
  •  Obtain eGift Vouchers worth Rs. 2,000 from Aditya Birla Fashion Or Yatra Or Bata/Hush Puppies on annual spends of Rs. 3 Lakhs. The Aditya Birla Fashion voucher is redeemable at these brand stores only - Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, Simon Carter
  • Complimentary Fraud Liability cover of 1 Lakh
  • Instant Redemption of Reward Points at select BPCL petrol pumps
  • Redeem your Rewards Points at Shop & Smile Rewards Catalogue
  •  BPCL SBI Card OCTANE can be used at over 24 million outlets worldwide, including 3,25,000 outlets in India
  • Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
  • Transfer the outstanding balance of other banks’ credit cards to BPCL SBI Card OCTANE, and avail a lower rate of interest and pay back in EMIs
  • With Flexipay, convert transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using BPCL SBI Card OCTANE 

Editor's Review

Pros

  • 1% Fuel Surcharge Waiver on transaction amount ranging from Rs.500-Rs.4000 across all petrol pumps
  • Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
  • 4 complimentary International Airport Lounge visits, 8 complimentary Domestic VISA/Mastercard Lounges (max. 2 visits per quarter)

Cons

  • General spending rewards rate: 0.50%
  • Joining Fee bit high

Pros

  • 10X reward points across dining, movies, groceries and departmental stores
  • Complimentary domestic lounge visits every year
  • 6,000 bonus reward points worth the joining fee

Cons

  • Fuel benefits are limited to only BPCL outlets
  • No golf benefits
  • No cashback benefits


More comparisions with SBI Card Prime

More comparisions with BPCL SBI Card OCTANE

Downloads