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BPCL SBI Card OCTANE vs RBL Bank Icon Credit Card

Joining Fees

₹1,499

₹5,000

Editor's Rating

4.3

4.2

Key Features

  • As a Welcome Girft, avail 6000 bonus reward points equivalent to Rs. 1500 on payment of annual fees. The Reward Points will be credited to the card holders account within 30 days of annual fee payment
  • Spend Based fee reversal benefit - Next year Fee waiver on annual spends of 2 lakhs
  • Get 7.25% Value back ~ 25X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 2500 Reward Points per billing cycle
  • 6.25% + 1% Fuel surcharge waiver on every BPCL transaction upto Rs. 4000 (exclusive of GST and other charges)
  • Avail 25 Reward Points on every Rs. 100 spent at BPCL Fuel, Lubricants & Bharat Gas (Website and app only) spend
  • Get 10 Reward Points on every Rs. 100 spent at Dining, Departmental Stores, Grocery & Movies (Up to 7500 Reward Points per month)
  • Earn 1 Reward point per Rs. 100 spent on other retail purchases
  • Avail 25 Reward Points on every Rs. 100 spent on Bharat Gas (Website and app only) is capped at 500 Reward Points per billing cycle
  • 4 Reward Point = Rs. 1
  • 1% fuel surcharge across all BPCL petrol pumps in India. This is applicable on transactions up to Rs. 4,000, exclusive of GST and other charges. Maximum fuel surcharge waiver of Rs. 100 per statement cycle per credit card account, which is equivalent to an Annual Savings of Rs.1200
  • 4 complimentary visits per calendar year to Domestic VISA lounges in India (Max. 1 visit per quarter)
  •  Obtain eGift Vouchers worth Rs. 2,000 from Aditya Birla Fashion Or Yatra Or Bata/Hush Puppies on annual spends of Rs. 3 Lakhs. The Aditya Birla Fashion voucher is redeemable at these brand stores only - Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, Simon Carter
  • Complimentary Fraud Liability cover of 1 Lakh
  • Instant Redemption of Reward Points at select BPCL petrol pumps
  • Redeem your Rewards Points at Shop & Smile Rewards Catalogue
  •  BPCL SBI Card OCTANE can be used at over 24 million outlets worldwide, including 3,25,000 outlets in India
  • Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
  • Transfer the outstanding balance of other banks’ credit cards to BPCL SBI Card OCTANE, and avail a lower rate of interest and pay back in EMIs
  • With Flexipay, convert transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using BPCL SBI Card OCTANE 

* Purchase 1 and get 1 Movie ticket, up to Rs. 200 off, twice in a month at BookMyShow
* Dining privileges such as a complimentary glass of a premium wine or a yummy dessert at any participating premium restaurants
* Enjoy grander hotel stays with complimentary room upgrades, complimentary meals, and other offers at the bank’s hotel partners
* 2 Reward Points for every Rs.100 spent
* 20 Reward Points for every Rs.100 spent on international and dining spends on weekends
* Get 10,000 Reward Points on spends of Rs. 3 lakhs in a year
* Obtain additional 15,000 Reward Points on spends of Rs. 5 lakhs in a year
* Avail another 20,000 Reward Points on spends of Rs. 8 lakhs in a year
* Redeem the Reward Points for air travel, hotel stays, shopping vouchers and much more
* 2 complementary domestic lounge visits every quarter at airports in India
* Access 1,400+ international airport lounges through complimentary Priority Pass membership. Each visit is chargeable up to $35 per person
* 24x7 dedicated Concierge Desk
* Get access to selected golf courses across the country
* Complimentary golf rounds and discount on green fees
* Free golf lessons
* Icon Credit Card provides you unique, exclusive perks. Access global iconic events like Formula 1 races, special awards nights, and other exclusive sports events
* Fuel Surcharge wavier across all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4000. Maximum waiver of Rs. 200 per month

Editor's Review

Pros

  • 10X reward points across dining, movies, groceries and departmental stores
  • Complimentary domestic lounge visits every year
  • 6,000 bonus reward points worth the joining fee

Cons

  • Fuel benefits are limited to only BPCL outlets
  • No golf benefits
  • No cashback benefits

Pros

* Avail another 20,000 Reward Points on spends of Rs. 8 lakhs in a year

* Redeem the Reward Points for air travel, hotel stays, shopping vouchers and much more

* 2 complementary domestic lounge visits every quarter at airports in India

Cons

* No discounts on flights and hotels through air miles

* No Renewal Fee Waiver


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