-->



RBL Platinum Delight Credit Card vs BPCL SBI Card OCTANE

Joining Fees

₹1,000

₹1,499

Editor's Rating

3.7

4.3

Key Features

  • Reward on all purchases
  • Monthly Bonus Reward Points
  • Annual Spend Benefit
  • Fuel Surcharge Waiver
  • Swipe your Card within 30 days of issuance and earn 4000 Reward points as a welcome gift
  • Earn Two Reward Points for every Rs.100 spent on all your purchases
  • Avail Four Reward Points for every Rs.100 spent during the weekends!
  • A welcome benefit of 4000 Reward points will be credited on payment of Joining Fee and first swipe of the card. Reward points are not accrued on fuel spends.
  • Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
  • Drive wherever you desire and gain more with savings on fuel spends- Enjoy fuel surcharge waiver at any petrol pump in India. Valid for fuel transactions between Rs.500 and Rs.4000. Maximum waiver of Rs. 150 per month.
  • Explore the wide range of exclusive benefits offered by Platinum Delight Credit Card that has an annual fee of Rs.1000.
  • Next year fee will be waived on crossing spends of Rs.1.5 Lakh in the previous year. 

NOTE: Enjoy 2X Rewards on weekends, 1000 bonus rewards every month and waiver of fuel surcharge

  • As a Welcome Girft, avail 6000 bonus reward points equivalent to Rs. 1500 on payment of annual fees. The Reward Points will be credited to the card holders account within 30 days of annual fee payment
  • Spend Based fee reversal benefit - Next year Fee waiver on annual spends of 2 lakhs
  • Get 7.25% Value back ~ 25X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 2500 Reward Points per billing cycle
  • 6.25% + 1% Fuel surcharge waiver on every BPCL transaction upto Rs. 4000 (exclusive of GST and other charges)
  • Avail 25 Reward Points on every Rs. 100 spent at BPCL Fuel, Lubricants & Bharat Gas (Website and app only) spend
  • Get 10 Reward Points on every Rs. 100 spent at Dining, Departmental Stores, Grocery & Movies (Up to 7500 Reward Points per month)
  • Earn 1 Reward point per Rs. 100 spent on other retail purchases
  • Avail 25 Reward Points on every Rs. 100 spent on Bharat Gas (Website and app only) is capped at 500 Reward Points per billing cycle
  • 4 Reward Point = Rs. 1
  • 1% fuel surcharge across all BPCL petrol pumps in India. This is applicable on transactions up to Rs. 4,000, exclusive of GST and other charges. Maximum fuel surcharge waiver of Rs. 100 per statement cycle per credit card account, which is equivalent to an Annual Savings of Rs.1200
  • 4 complimentary visits per calendar year to Domestic VISA lounges in India (Max. 1 visit per quarter)
  •  Obtain eGift Vouchers worth Rs. 2,000 from Aditya Birla Fashion Or Yatra Or Bata/Hush Puppies on annual spends of Rs. 3 Lakhs. The Aditya Birla Fashion voucher is redeemable at these brand stores only - Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, Simon Carter
  • Complimentary Fraud Liability cover of 1 Lakh
  • Instant Redemption of Reward Points at select BPCL petrol pumps
  • Redeem your Rewards Points at Shop & Smile Rewards Catalogue
  •  BPCL SBI Card OCTANE can be used at over 24 million outlets worldwide, including 3,25,000 outlets in India
  • Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
  • Transfer the outstanding balance of other banks’ credit cards to BPCL SBI Card OCTANE, and avail a lower rate of interest and pay back in EMIs
  • With Flexipay, convert transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using BPCL SBI Card OCTANE 

Editor's Review

Pros

  • Reward on all purchases
  • Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
  • Swipe your Card within 30 days of issuance and earn 4000 Reward points as a welcome gift

Cons

  • No golf/coaching sessions
  • No complimentary Airport Lounge Access

Pros

  • 10X reward points across dining, movies, groceries and departmental stores
  • Complimentary domestic lounge visits every year
  • 6,000 bonus reward points worth the joining fee

Cons

  • Fuel benefits are limited to only BPCL outlets
  • No golf benefits
  • No cashback benefits


More comparisions with RBL Platinum Delight Credit Card

More comparisions with BPCL SBI Card OCTANE

Downloads