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HDFC Pixel Go Credit Card vs Klick RuPay Credit Card

Joining Fees

₹250

₹0

Editor's Rating

3.2

4.4

Key Features

  • Joining benefits: Avail a joining fee waiver by spending Rs. 10,000 within 90 days of issuance
  • In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
  • Hassle-free, one-click instant conversion of the PIXEL Go credit card outstanding balance to EMIs from the PayZapp
  • Zero lost card liability 
  • Interest Free Credit Period: Get up to 50 days of interest free credit period from the date of purchase 
  • Revolving Credit is available at a nominal interest rate
  • Avail up to 25% off on all restaurant bill payments via Swiggy Dineout. Choose from 20000 + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. It is valid only on payments done via the Swiggy App
  • 1% unlimited cashback on all eligible transactions
  • When accumulation of 500 PIXEL CashPoints is reached, redeem them easily to the PayZapp Wallet and use them to purchase your choice of brand vouchers within PayZapp digitally. Pixel CashPoints are valid for 2 years from the date of accumulation
  • Get 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000
  • Zero Joining Fees and Annual Fees
  • 1% Fuel Surcharge Waiver
  • 2 Rewards for every Rs. 200 non-UPI spends
  • 2% cashback while you make quick and easy payments using Kiwi app
  • 4 Reward Points on every Rs. 200 spent on all UPI transactions above Rs. 2,000
  • Get all the benefits with the 100% virtual credit card- It is safe, secure, and make hassle-free payments with virtual credit card
  • Earn reward on UPI and non-UPI spends

Editor's Review

Pros

  • In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
  • Shop Now and Pay in Parts with flexible low cost EMIs
  • Up to 25% discount on partner restaurants via Swiggy Dineout

Cons

  • No Golf benefits
  • No airport lounge access
  • No rewards as such

Pros:

  • Lifetime Free Credit Card
  • 2 Rewards for every Rs. 200 non-UPI spends
  • 2% cashback while you make quick and easy payments using Kiwi app

Cons:

  • No international or domestic lounge access
  • No Golf Benefits
  • No Movies and Entertainment, and Dining Benefits


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