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HDFC Bank Platinum Plus Credit Card vs SBM ZET Credit Card

Joining Fees

₹500

₹0

Editor's Rating

2.5

4.5

Key Features

  • Get 2 reward points for every Rs. 150 spent
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
  • Avail up to three add-on cards for free
  • With the EMV Chip technology in the card, stay protected against fraud
  • Zero liability on lost card if reported immediately
  • 50 days of interest-free credit
  • Pay utility and phone bills with ease by registering the card for SmartPay
  • Minimum FD of Rs. 5,000 is required to obtain this secured credit card
  • Earn up to 7% Interest on FD
  • Credit limit: 90% of FD amount
  • A lifetime-free credit card with no renewal fees
  • No Income Proof- Easy application with no credit history required
  • Exclusive Discounts: Rewards and discounts you’ll love
  • Zero interest for 45 days on UPI payments
  • 5% Rewards on Amazon
  • 8% Rewards on Flipkart
  • 20% Rewards on Myntra
  • Enjoy up to 15% Rewards on All Major Platforms
  • Up to 20% off on Swiggy, Zomato, and BookMyShow

Editor's Review

Pros

  • 2 reward points for every Rs. 150 spent
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
  • Zero liability on lost card if reported immediately

Cons

  • No golf benefits
  • No fuel benefits
  • No airport lounge access

Pros

  • Earn up to 7% Interest on FD
  • 5% Rewards on Amazon, 8% Rewards on Flipkart, 20% Rewards on Myntra, and up to 15% Rewards on All Major Platforms
  • Up to 20% off on Swiggy, Zomato, and BookMyShow

Cons

  • No travel benefits
  • No golf benefits
  • No complimentary domestic or international airport lounge access


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