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Etihad Guest SBI Card vs IndiGo IDFC FIRST Dual Credit Card

Joining Fees

₹1,499

₹4,999

Editor's Rating

4

4

Key Features

  • Avail complimentary Etihad Guest Silver tier status post first card
  • Three Etihad Guest Miles you'll earn on every Rs. 100 spent on Etihad.com, earn Two Etihad Guest Miles on every Rs. 100 spent on International spends, and One Etihad Guest Mile on every Rs. 100 spent on other spends
  • Avail discount up to 10% (3% on Economy Class and 10% on Business class) on direct Etihad Airways booking
  • Gain discount of 5% on travel rewards miles redemption
  • Complimentary overseas air accident coverage of Rs. 25 Lakh

Option 1 (With Fees): 

  • Joining fee: Rs.: 4,999 + GST
  • Welcome Benefits of 8,000 BluChips

- 5000 IndiGo BluChips voucher + IndiGo meal voucher on joining fee payment

- 3000 IndiGo BluChips voucher on Rs. 1 Lakh spends within 90 days

  • Complimentary 3 Month EazyDiner Membership
  • Milestone Benefits: Vouchers of up to 25,000 IndiGo BluChips, every year

-Get 5 vouchers of 5,000 BluChips each on crossing Rs. 2L, Rs. 5L, Rs. 8L, Rs. 10L, and Rs. 12L annually

  • Annual Fee Rs. 4,999 +GST (2nd year onwards)
  • Earn up to 22 IndiGo BluChips/Rs. 100 on IndiGo Web & App

• 6 on Card & Up to 16 from IndiGo (based on tier

• Get 3/Rs. 100 on dining, entertainment & other spends

• 0.5/Rs. 100 on other UPI, rent, utility, fuel and wallet

  • Power of 2 Card Networks: Enjoy convenience of UPI with the RuPay Card & International acceptance with Mastercard and benefits provided by both networks
  • Annual Fee Payment Benefit: Get Voucher of 5000 IndiGo BluChips and a complimentary IndiGo meal voucher on payment of annual fees
  • Free Trip Cancellation cover: Avail reimbursed for non-refundable flight and hotel cancellations for up to Rs. 25,000 twice a year
  • Forex MarkUp 1.49%: Enjoy low forex markup of 1.49% for international spends
  • Redeem Your BluChips: Use the BluChips for IndiGo Flights

Option 2 (With FD):

  • Free for the first year with min Rs. 1 Lakh FD
  • Welcome Benefits include getting 3000 IndiGo BluChips voucher on Rs. 1 Lakh spends within 90 days, and Complimentary 3 Month EazyDiner Membership
  • Assured approval - Fixed deposit backed card and no credit history needed
  • Milestone Benefits: Vouchers up to 25,000 IndiGo BluChips every year

-Get 5 vouchers of 5,000 BluChips each on crossing Rs. 2L, Rs. 5L, Rs. 8L, Rs. 10L, and Rs. 12L annually

  • Annual Fee Rs. 4,999 +GST (2nd year onwards)
  • Earn up to 22 IndiGo BluChips/Rs. 100 on IndiGo Web & App

• 6 on Card & Up to 16 from IndiGo (based on tier)

• Get 3/Rs. 100 on dining, entertainment & other spends

• 0.5/Rs. 100 on other UPI, rent, utility, fuel and wallet

  • Power of Dual Cards: Enjoy convenience of UPI with the RuPay Card & International acceptance with Mastercard and benefits provided by both networks
  • Annual Fee Payment Benefit: Get Voucher of 5000 IndiGo BluChips and a complimentary IndiGo meal voucher on payment of annual fees
  • Free Trip Cancellation cover: Get reimbursed for non-refundable flight and hotel cancellations for up to Rs. 25,000 twice a year
  • Forex MarkUp 1.49%: Enjoy low forex markup of 1.49% for international spends
  • Redeem your Indigo Bluechips: Use the IndiGo BluChips for IndiGo Flights

Mastercard World Privileges:

  • Seamless online & POS transactions globally
  • Exclusive travel and dining benefits
  • 4 complimentary golf rounds and 12 complimentary golf lessons every year

RuPay Privileges:

  • Seamless online, POS & UPI QR transactions in India
  • Scan and pay at 60Mn+ merchants
  • Enjoy exclusive discounts on the RuPay network

Editor's Review

Pros

  • Benefit from Instant discount and Insurance facilities
  • Enjoy the Privileges and features provided on the Etihad Guest SBI Card
  • In a year, spend minimum of Rs. 3,00,000 and get annual membership fee reversal second year onwards

Cons

  • No Golf/Coaching sessions

Pros

  • IndiGo loyalists can take great advantage of this card as they can earn BluChips for spending through the airline’s website and app
  • 4 complimentary golf rounds and 12 complimentary golf lessons every year
  • Enjoy exclusive discounts on the RuPay network

Cons

  • No complimentary airport lounge access although being a travel card
  • No lifestyle benefits on non-travel spending categories
  • No complimentary BluChip is offered along with the card


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