Compare IndiGo IDFC FIRST Dual Credit Card vs Axis My Zone RuPay Credit Card

Option 1 (With Fees):

- 5000 IndiGo BluChips voucher + IndiGo meal voucher on joining fee payment

- 3000 IndiGo BluChips voucher on Rs. 1 Lakh spends within 90 days

-Get 5 vouchers of 5,000 BluChips each on crossing Rs. 2L, Rs. 5L, Rs. 8L, Rs. 10L, and Rs. 12L annually

• 6 on Card & Up to 16 from IndiGo (based on tier

• Get 3/Rs. 100 on dining, entertainment & other spends

• 0.5/Rs. 100 on other UPI, rent, utility, fuel and wallet

Power of 2 Card Networks: Enjoy convenience of UPI with the RuPay Card & International acceptance with Mastercard and benefits provided by both networks
Annual Fee Payment Benefit: Get Voucher of 5000 IndiGo BluChips and a complimentary IndiGo meal voucher on payment of annual fees
Free Trip Cancellation cover: Avail reimbursed for non-refundable flight and hotel cancellations for up to Rs. 25,000 twice a year
Forex MarkUp 1.49%: Enjoy low forex markup of 1.49% for international spends
Redeem Your BluChips: Use the BluChips for IndiGo Flights

Option 2 (With FD):

Free for the first year with min Rs. 1 Lakh FD
Welcome Benefits include getting 3000 IndiGo BluChips voucher on Rs. 1 Lakh spends within 90 days, and Complimentary 3 Month EazyDiner Membership
Assured approval - Fixed deposit backed card and no credit history needed
Milestone Benefits: Vouchers up to 25,000 IndiGo BluChips every year

-Get 5 vouchers of 5,000 BluChips each on crossing Rs. 2L, Rs. 5L, Rs. 8L, Rs. 10L, and Rs. 12L annually

• 6 on Card & Up to 16 from IndiGo (based on tier)

• Get 3/Rs. 100 on dining, entertainment & other spends

• 0.5/Rs. 100 on other UPI, rent, utility, fuel and wallet

Power of Dual Cards: Enjoy convenience of UPI with the RuPay Card & International acceptance with Mastercard and benefits provided by both networks
Annual Fee Payment Benefit: Get Voucher of 5000 IndiGo BluChips and a complimentary IndiGo meal voucher on payment of annual fees
Free Trip Cancellation cover: Get reimbursed for non-refundable flight and hotel cancellations for up to Rs. 25,000 twice a year
Forex MarkUp 1.49%: Enjoy low forex markup of 1.49% for international spends
Redeem your Indigo Bluechips: Use the IndiGo BluChips for IndiGo Flights

Mastercard World Privileges:

RuPay Privileges:

Get 100% discount on the second movie ticket booked via District app. The maximum discount one can get in a calendar month is Rs. 200
Avail SonyLiv Premium annual subscription worth Rs. 1499 for free on the first spend within first 30 days of card issuance
Customers can be eligible for SonyLiv Premium membership renewal on speading 1.5 lakhs in a card anniversary year.
Get flat Rs. 120 off on food delivery at Swiggy
1 complimentary access to selected airport lounges within India per Calendar quarter. This benefit is unlocked on spends of Rs. 50,000 in previous 3 months
Earn 4 EDGE REWARD points with every Rs. 200 spent on the credit card
1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
Earn 1,000 EDGE REWARD Points on achieving annual spends of Rs. 1.5 lakhs in the card anniversary year
Save up to Rs. 1,000 at AJIO on minimum purchase of Rs. 2,999 using the coupon code given by the bank
On any transaction over Rs. 1,500, convert these purchases to EMI
Indulge in delectable cuisines up to Rs. 1000 off at partnered restaurants in India
On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Makemytrip

B. 10% off on orders via Swiggy

C. 10% off up to Rs. 1000 on Tira

Pros

IndiGo loyalists can take great advantage of this card as they can earn BluChips for spending through the airline’s website and app
4 complimentary golf rounds and 12 complimentary golf lessons every year
Enjoy exclusive discounts on the RuPay network

Cons

Pros

Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
1 Complimentary airport lounge access
Avail SonyLiv Premium annual subscription worth Rs.1499 on the first spend within first 30 days of card issuance

Cons

* No golf/coaching sessions

* High interest rate