Club Vistara SBI Card PRIME vs Axis Bank Atlas Credit Card

• Comprehensive Insurance Cover of 6 cancellations per year, each limited to Rs. 3,500
• Lost card liability cover up to Rs. 1 lakh
• Air Accident Cover up to Rs 1 Cr
• Easy Bill Pay facility at zero charge
• Flexipay
• Balance Transfer on EMI 

• Get to be part of the exclusive Silver membership tier that offers various benefits. Moreover, the more you spend in your anniversary year, the membership tier will get upgraded

• Unlock additional benefits in Gold and Platinum tier memberships
• In an anniversary year, when touching Rs. 7.5 Lakhs of spends, get upgraded to the Gold tier and when spending beyond Rs. 15 Lakhs, get upgraded to the Platinum tier. Do note that each tier comes with base earn of 2 EDGE Miles per Rs. 100 spent and accelerated earn of 5 EDGE Miles per Rs. 100 spent on TRAVEL EDGE portal, direct airlines and direct hotel spends. Each tier comes with Milestone and Annual benefits in the form of EDGE Miles which can be redeemed
• Annual Benefit: Avail up to 5,000 EDGE Miles on completion of a year
• Milestone Benefits: Avail up to 10,000 EDGE Miles on achieving the Spends Milestone
• Earn 5 EDGE Miles on Travel per Rs 100 spend
• Earn 2 EDGE Miles on Other Spends- Get 2 EDGE Miles per Rs. 100 spent
• Domestic & International Lounge Access
• Concierge Services
• Miles Transfer Program: Easily convert EDGE Miles to program partner Miles. 1 EDGE Mile = 2 Partner Mile
• Enjoy dining proposition that provides 25% off up to Rs. 800 on dining restaurants via EazyDiner. This is valid on minimum order value of  Rs. 2500 and once per month per card
• 1% fuel surcharge waiver

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• 1 Premium Economy ticket E-Gift Voucher 
• 8 complimentary Domestic Airport lounges access 
• Complimentary credit card Fraud Liability Cover of Rs.1 lakh

Cons 

• No Golf/coaching sessions

Pros

* Miles Transfer Program: Easily convert EDGE Miles to program partner Miles. 1 EDGE Mile = 2 Partner Mile

* Enjoy dining proposition that provides 25% off up to Rs. 800 on dining restaurants via EazyDiner. This is valid on minimum order value of Rs. 2000 and twice per month per card

* 1% fuel surcharge waiver

Cons

* No golf benefits

* No Zero Liability Protection

* No Insurance Benefits