Axis Bank Atlas Credit Card vs SBI Miles Credit Card

• Get to be part of the exclusive Silver membership tier that offers various benefits. Moreover, the more you spend in your anniversary year, the membership tier will get upgraded

• Unlock additional benefits in Gold and Platinum tier memberships
• In an anniversary year, when touching Rs. 7.5 Lakhs of spends, get upgraded to the Gold tier and when spending beyond Rs. 15 Lakhs, get upgraded to the Platinum tier. Do note that each tier comes with base earn of 2 EDGE Miles per Rs. 100 spent and accelerated earn of 5 EDGE Miles per Rs. 100 spent on TRAVEL EDGE portal, direct airlines and direct hotel spends. Each tier comes with Milestone and Annual benefits in the form of EDGE Miles which can be redeemed
• Annual Benefit: Avail up to 5,000 EDGE Miles on completion of a year
• Milestone Benefits: Avail up to 10,000 EDGE Miles on achieving the Spends Milestone
• Earn 5 EDGE Miles on Travel per Rs 100 spend
• Earn 2 EDGE Miles on Other Spends- Get 2 EDGE Miles per Rs. 100 spent
• Domestic & International Lounge Access
• Concierge Services
• Miles Transfer Program: Easily convert EDGE Miles to program partner Miles. 1 EDGE Mile = 2 Partner Mile
• Enjoy dining proposition that provides 25% off up to Rs. 800 on dining restaurants via EazyDiner. This is valid on minimum order value of  Rs. 2500 and once per month per card
• 1% fuel surcharge waiver

• As a Welcome Benefit, get 1,500 Travel Credits. The 1,500 Travel Credits will get credited on spends of Rs. 30,000 within 60 days of card issuance. Travel Credits will be credited on payment of joining fee
• Annual Fee waived off on annual spends of Rs. 6 Lakh or more in the preceding year
• Get 2 Travel Credits for every Rs. 200 spent on travel
• Get 1 Travel Credits for every Rs. 200 on all other spends
• You can convert the Travel Credits into Air Miles / Hotel Points, Travel Bookings or choose from a wide array of Catalogue Products
• Get 5,000 Bonus Travel Credits on reaching annual spends of Rs. 5 Lakh
• Get additional Domestic Lounge visit with every spend of Rs. 1 Lakh. Additional lounge visits, based on spend milestones, are capped at 8 visits in a membership year
• Avail a complimentary Priority Pass Membership worth $99 and get to access to 1000+ International Airport Lounges worldwide. Priority Pass Program is complimentary for the first 2 years
•  4 complimentary Domestic Airport Lounge visits every year (max. 2 visits per quarter)
• Low Foreign Currency Mark-up Charge of 3.00% on International usage
• 1% Fuel Surcharge Waiver across all petrol pumps. (GST extra as applicable)
• SBI Card MILES in over 24 million outlets across the globe, including 3,25,000 outlets in India
• With Flexipay, convert transactions in easy monthly installments. Just transact for Rs. 2,500 or more and contact the bank within 30 days of purchase to convert it into Flexipay
• Pay  electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
• Get enhanced security against counterfeiting and skimming with the chip and pin enabled on the credit card
• Transfer the outstanding balance of other banks’ credit cards to SBI Miles Card, to avail a lower rate of interest and pay back in EMI

Pros

* Miles Transfer Program: Easily convert EDGE Miles to program partner Miles. 1 EDGE Mile = 2 Partner Mile

* Enjoy dining proposition that provides 25% off up to Rs. 800 on dining restaurants via EazyDiner. This is valid on minimum order value of Rs. 2000 and twice per month per card

* 1% fuel surcharge waiver

Cons

* No golf benefits

* No Zero Liability Protection

* No Insurance Benefits

Pros

• Availing 5,000 Bonus Travel Credits on reaching annual spends of Rs. 5 Lakh
• Complimentary Priority Pass Membership worth $99 and get to access to 1000+ International Airport Lounges worldwide
•  4 complimentary Domestic Airport Lounge visits every year (max. 2 visits per quarter)

Cons

• No golf benefits
• No cashback benefits
• No movie or dining benefits