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    BOI Domestic Credit Card vs Tata Titanium Card
    
	
            Joining Fees
        
	
	 
            Editor's Rating
        
        
	
            Key Features
        
        
            
               
- A Classic card with Photo or Non-Photo
 
- Avail Membership to the BOI Reward programme
 
- Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
 
- Fuel Transaction Surcharge: 1% of transaction amount 
 
             
	   
                
- 500 Empower points on spends of Rs. 2,000 in the first 60 days
 
- 1.5% Value back on spends at Croma & cromaretail.com
 
- On spends on Tata Outlets, get up to 5% Value back 
 
- 3X Points on Departmental and Grocery stores
 
             
         
   
	 
            Editor's Review
        
        
             
                Pros
- The Billing cycle is from 16th of current month to 15th of next month
 
- Interest free credit for up to 51 days and revolving credit at preferential rate
 
- EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
 
- Avail flexible credit limits for add-on cards
 
Cons
- No Golf Privileges 
 
- No Airport Lounge Access
 
- This card is for Domestic usage and valid only in India and Nepal
 
             
	   
                Pros
- Welcome Benefits 
 
- Get amazing offers and gift vouchers from Tata partner outlets and other brands
 
- 1.5% Value back on spends at Croma & cromaretail.com
 
Cons
- High-interest rate
 
- No  airport lounge access 
 
- No Golf games
 
             
         
 
    
	
	
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