500 Empower points on spends of Rs. 2,000 in the first 60 days
1.5% Value back on spends at Croma & cromaretail.com
On spends on Tata Outlets, get up to 5% Value back
3X Points on Departmental and Grocery stores
Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
Avail 1 Reward point for every Rs. 100 spent on all other transactions except wallet load, fuel, and EMI conversions
Complimentary lost card liability insurance cover up to credit limit
1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000
Get up to 20% off at over 4,000 restaurants in India
Now you can easily convert any transactions of Rs. 2,500 and above into EMIs
Wednesday Delight Offer: Get up to 15% on flights and hotels via Goibibo and Makemytrip, 10% off on orders via Swiggy and Amazon Fresh, 10% off up to Rs. 1000 on Tira
Editor's Review
Pros
Welcome Benefits
Get amazing offers and gift vouchers from Tata partner outlets and other brands
1.5% Value back on spends at Croma & cromaretail.com
Cons
High-interest rate
Noairport lounge access
No Golf games
Pros
Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
Complimentary lost card liability insurance cover up to credit limit
Get up to 20% off at over 4,000 restaurants in India
Cons
No golf benefits are provided
No international and domestic airport lounge access