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Tata Titanium Card vs RBL Bank Shoprite Credit Card

Joining Fees

₹499

₹500

Editor's Rating

3.3

3.4

Key Features

  • 500 Empower points on spends of Rs. 2,000 in the first 60 days
  • 1.5% Value back on spends at Croma & cromaretail.com
  • On spends on Tata Outlets, get up to 5% Value back 
  • 3X Points on Departmental and Grocery stores
  • As Welcome Benefit, avail 2,000 Reward Points. To avail this benefit, you’ve to swipe and use the credit card within 30 days of card issuance, and/or pay the annual membership fee by the payment due date
  • Annual Fee waiver can be availed by making purchases worth Rs. 1.5 Lakhs or more in a membership year
  • Obtain 20 reward points for every Rs. 100 spent on Grocery shopping- Avail maximum of 1,000 reward points per month
  • Earn 1 Reward Point for every Rs. 100 spent on other purchases
  • 5% Value back on grocery shopping is considered with each reward point redeemable for up to Rs. 0.25
  • Avail 10% discount, up to Rs. 100, on movie tickets at BookMyShow. This is applicable 15 times in a year
  • With Shoprite Credit Card get waiver of fuel surcharge at all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4000. Maximum waiver is Rs. 100 per month
  • This Credit Card is available on MasterCard, Visa, and RuPay network

Editor's Review

Pros

  • Welcome Benefits 
  • Get amazing offers and gift vouchers from Tata partner outlets and other brands
  • 1.5% Value back on spends at Croma & cromaretail.com

Cons

  • High-interest rate
  • No  airport lounge access 
  • No Golf games

Pros
* Welcome benefits

* Annual Fee waiver can be availed by making purchases worth Rs. 1.5 Lakhs or more in a membership year 

* Obtain 20 reward points for every Rs. 100 spent on Grocery shopping- Avail maximum of 1,000 reward points per month

Cons
* No discounts on flights and hotels through air miles
* No travel benefits
* No golf privileges


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