Standard Chartered Emirates World Credit Card vs HSBC TravelOne Credit Card

• On Emirates transactions of Rs. 150 earn Six Skyward miles, and Three Skyward Miles on every Rs 150 spent on all other transactions.
• Get complimentary lounge access to 25+ domestic lounges through the Mastercard Lounge program and Two complementary accesses to Domestic and International Priority Pass lounges per month. Spend more than Rs 10,000 in a month and enjoy Two free accesses to Priority Pass lounges in the next month.
• Complimentary overseas air accident coverage of Rs. 1 Crore including insurance on the loss of baggage and flight delay
• Get access to three complimentary golf games a year, one free lesson a month and 50% discount on all games.
• Redeem Skywards miles on Emirates, Jet Airways, Qantas, Jetstar, easyJet, JetBlue, Alaska Airlines and more.

• As a Welcome Benefit, on spending Rs. 10,000 within the first 30 days, get Cashback worth Rs. 1,000, Postcard Hotels voucher worth Rs. 3,000, and 3 months EazyDiner Prime membership. Get additional 3,000 bonus reward points when you spend Rs. 100,000 in the first 90 days
• Annual fee will either be Rs. 4,999, or free if you spend more than Rs. 800,000 a year
• Get complimentary airport lounge visits, holiday, car hire and lifestyle discounts, and more
• Avail 4 reward points for every Rs. 100 spent on flights, travel aggregators and in foreign currency
• Avail 2 reward points for every Rs. 100 spent on anything else, with no cap
• Avail 10,000 bonus reward points when spending more than Rs. 1,200,000 a year
• Get even more reward points with additional cards
• Instantly convert Reward points to Air Miles 1 to 1 in the app
• Save 15% on domestic and international holiday Bookings at Yatra, EaseMyTrip, PayTM Travel, and ClearTrip
• Save up to 20% at selected duty free stores in India
• Save when booking getaway at StayVista
• Enjoy Mastercard World Platform benefits, such as complimentary golf, holiday discounts and more
• Get up to USD 20,000 purchase protection every year
• Get 6 domestic and 4 international airport lounge visits every year
• Enjoy discounts on movies, events and dining with the Zomato app
• 15% off on Yatra
• 15% off on EaseMyTrip
• 15% off on Paytm Flights
• 15 % off on Cleartrip
• 11% off at StayVista: Stay for less when making a hotel booking through the StayVista website (max 2 bookings per card per year; max saving per booking INR3,000)
• Up to 50% off with the District app by Zomato: Up to 10% off events and dining. Plus, buy 1 movie ticket and get 1 free  twice a month
• Up to 20% off duty-free with AdaniOne: Save 20%, up to Rs. 3,000, on their app or website when spending Rs. 8,000 or more, once per card per year
• Access to the top golf courses in India: Get 4 complimentary rounds of golf and 12 complimentary lessons per calendar year (max 1 per calendar month). Plus, get 50% off your green fees for additional rounds

Pros

• Earn miles on every transaction
• Airport Lounge access
• Cashback on Duty-Free purchases

Cons

• Interest rate is high
• Annual fee/renewal fee is high

Pros

• Enjoy Mastercard World Platform benefits, such as complimentary golf, holiday discounts and more
• Up to 15% discount across some of the most popular travel platforms
• Complimentary golf rounds and green fee offers

Cons

• No Fuel benefits
• Welcome benefits come with spend-based conditions
• Redemption of the accrued reward points is limited to just travel partner points or miles