Standard Chartered DigiSmart Credit Card vs Axis My Zone RuPay Credit Card

• Get 20% off at Myntra, 20% discount at Yatra on domestic flights, & 10% discount on your Zomato food orders
• Buy One Get One (BOGO) movie ticket free at INOX
• Get 15% cashback on Ola cabs
• Convert big spends above Rs. 5000 to easy EMI at attractive pricing and flexible tenure options

• Get 100% discount on the second movie ticket booked via District app. The maximum discount one can get in a calendar month is Rs. 200                
• Avail SonyLiv Premium annual subscription worth Rs. 1499 for free on the first spend within first 30 days of card issuance        
• Customers can be eligible for SonyLiv Premium membership renewal on speading 1.5 lakhs in a card anniversary year.
• Get flat Rs. 120 off on food delivery at Swiggy
• 1 complimentary access to selected airport lounges within India per Calendar quarter. This benefit is unlocked on spends of Rs. 50,000 in previous 3 months
• Earn 4 EDGE REWARD points with every Rs. 200  spent on the credit card
• 1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
• Earn 1,000 EDGE REWARD Points on achieving annual spends of Rs. 1.5 lakhs in the card anniversary year
• Save up to Rs. 1,000 at AJIO on minimum purchase of Rs. 2,999 using the coupon code given by the bank
• On any transaction over Rs. 1,500, convert these purchases to EMI
• Indulge in delectable cuisines up to Rs. 1000 off at partnered restaurants in India
• On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Makemytrip

B. 10% off on orders via Swiggy

C. 10% off up to Rs. 1000 on Tira

Pros

• Get a loan on your credit card up to Rs. 5,00,000. Flexible tenure from 12 to 60 months
• 10% discount on international flights with a maximum discount of Rs. 10,000. 25% discount on domestic hotels with a maximum discount of Rs. 4,000
• Transfer card balance up to Rs. 5 Lakh at an attractive interest rate

Cons

• No Complimentary Airport Lounge access
• No Fuel Surcharge Wavier
• No Golf/coaching sessions

Pros

• Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
• 1 Complimentary airport lounge access
• Avail SonyLiv Premium annual subscription worth Rs.1499 on the first spend within first 30 days of card issuance          

Cons

* No golf/coaching sessions

* High interest rate