Spar SBI Credit Card vs SBM ZET Credit Card
Joining Fees
₹499
₹0
Editor's Rating
2.5
4.5
Key Features
- Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
- On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
- On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
- 1% fuel surcharge waiver
- Minimum FD of Rs. 5,000 is required to obtain this secured credit card
- Earn up to 7% Interest on FD
- Credit limit: 90% of FD amount
- A lifetime-free credit card with no renewal fees
- No Income Proof- Easy application with no credit history required
- Exclusive Discounts: Rewards and discounts you’ll love
- Zero interest for 45 days on UPI payments
- 5% Rewards on Amazon
- 8% Rewards on Flipkart
- 20% Rewards on Myntra
- Enjoy up to 15% Rewards on All Major Platforms
- Up to 20% off on Swiggy, Zomato, and BookMyShow
Editor's Review
Pros
- Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees
- Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
Cons
- No Golf/coaching sessions
- Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes
Pros
- Earn up to 7% Interest on FD
- 5% Rewards on Amazon, 8% Rewards on Flipkart, 20% Rewards on Myntra, and up to 15% Rewards on All Major Platforms
- Up to 20% off on Swiggy, Zomato, and BookMyShow
Cons
- No travel benefits
- No golf benefits
- No complimentary domestic or international airport lounge access
