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Shoppers Stop Black HDFC Bank Credit Card vs HDFC Diners Club Rewardz Credit Card

Joining Fees

₹4,500

₹1,000

Editor's Rating

4

4.8

Key Features

  • Get 7% Reward points on every Shoppers Stop spends
  • Get 2% Reward points on every Non-Shoppers Stop spends
  • Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500
  • Weekend offer: Get a discount of Rs. 2000 per month for a single purchase of Rs. 50,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
  • 16 complimentary domestic lounge access per calendar year (4 per quarter) 
  • 8 complimentary international lounge access per calendar year (2 per quarter) 
  • 1% fuel surcharge waiver at all fuel stations in India 
  • Convert big spends into EMI after purchase
  • This card is equipped with contactless payment technology for added convenience and speed
  • Get Accidental air death cover worth  Rs. 3 Crores
  • Get emergency overseas hospitalization of up to  Rs. 50 lakhs, in case of emergency
  • Credit liability cover of up to Rs. 9 Lakhs
  • Zero lost card liability
  • Book Air Tickets / Hotels across 150+ Airlines and choice of Hotels (Domestic & International) at www.hdfcbankdinersclub.com
  • You can Redeem Reward points for booking Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at www.hdfcbankdinersclub.com ( 1 Reward Point = 0.30 AirMile )
  • 10 X Reward Point on International spends for shopping at partnered brands
  • Redeem Reward Point for AirMiles across InterMiles, or Singapore Airlines (KrisFlyer Miles). (1 Reward Point = 0.30 AirMile )
  • Fuel Surcharge Waiver capped at Rs. 500 every billing cycle

Editor's Review

Pros

  • Get 7% Reward points on every Shoppers Stop spends
  • Get 2% Reward points on every Non-Shoppers Stop spends
  • Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500

Cons

  • No golf benefits are provided
  • No movie and dining benefits

Pros

  • 3 Reward Points for every Rs.  150 spent; 3X Reward Points for spends at partner brands
  • Get double the Reward Points for spends on groceries, dining and airline tickets
  • 24x7 concierge service 

Cons

  • No complimentary offers for movie tickets 
  • No Cashback on spends 
  • No Complimentary Airport Lounge access


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