Buy tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, Executive Chair car and Chair Car and earn up to 10% Value Back as Reward Points
Get 1 Reward point for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases at www.irctc.co.in and IRCTC Mobile App (Android only)
Save 1% transaction charges on railway ticket bookings on www.irctc.co.in. Log on to irctc.co.in and avail exclusive travel privileges, book airline tickets with IRCTC at unbeatable prices. Avail wide range of tailor made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India. Avail accommodation at over 5,000 hotels, covering 350 cities in India
4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter)
1% fuel surcharge across all petrol pumps in India, on transactions between Rs. 500 - Rs. 3,000, exclusive of GST and other charge
Save 1% transaction charges, exclusive of GST and all other charges, when booking railway tickets on irctc.co.in, using IRCTC SBI Platinum Card
IRCTC SBI Platinum Card provides great offers on travel, golf, dining and other entertainment options from Visa
Withdraw cash from over 1 million Visa ATMs worldwide, including over 18,000 Visa ATMs in India and more than 10,000 State Bank ATMs spread across 100 cities in India
With Flexipay, convert the transactions in easy monthly installments. Simply transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
Transfer the outstanding balance of your other bank’s credit card to IRCTC SBI Platinum Card, and avail a lower rate of interest and pay back in EMIs
Use IRCTC SBI Platinum Card to book railway tickets online and get them delivered to your doorstep
As a Welcome Benefit, get 1,500 Travel Credits. The 1,500 Travel Credits will get credited on spends of Rs. 30,000 within 60 days of card issuance. Travel Credits will be credited on payment of joining fee
Annual Fee waived off on annual spends of Rs. 6 Lakh or more in the preceding year
Get 2 Travel Credits for every Rs. 200 spent on travel
Get 1 Travel Credits for every Rs. 200 on all other spends
You can convert the Travel Credits into Air Miles / Hotel Points, Travel Bookings or choose from a wide array of Catalogue Products
Get 5,000 Bonus Travel Credits on reaching annual spends of Rs. 5 Lakh
Get additional Domestic Lounge visit with every spend of Rs. 1 Lakh. Additional lounge visits, based on spend milestones, are capped at 8 visits in a membership year
Avail a complimentary Priority Pass Membership worth $99 and get to access to 1000+ International Airport Lounges worldwide. Priority Pass Program is complimentary for the first 2 years
4 complimentary Domestic Airport Lounge visits every year (max. 2 visits per quarter)
Low Foreign Currency Mark-up Charge of 3.00% on International usage
1% Fuel Surcharge Waiver across all petrol pumps. (GST extra as applicable)
SBI Card MILES in over 24 million outlets across the globe, including 3,25,000 outlets in India
With Flexipay, convert transactions in easy monthly installments. Just transact for Rs. 2,500 or more and contact the bank within 30 days of purchase to convert it into Flexipay
Payelectricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
Get enhanced security against counterfeiting and skimming with the chip and pin enabled on the credit card
Transfer the outstanding balance of other banks’ credit cards to SBI Miles Card, to avail a lower rate of interest and pay back in EMI
Editor's Review
Pros
Enjoy 4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter)
1% fuel surcharge across all petrol pumps in India, on transactions of Rs. 500 - Rs. 3,000, exclusive of GST and other charge
Save 1% transaction charges, exclusive of GST and all other charges, when booking railway tickets on irctc.co.in, using IRCTC SBI Platinum Card
Cons
Interest rate charges are bit high
While the IRCTC SBI Platinum Card offer satisfactory rewards, there several other cards which give you better flexibility while booking flights from any airlines and yet gain reward points
Pros
Availing 5,000 Bonus Travel Credits on reaching annual spends of Rs. 5 Lakh
Complimentary Priority Pass Membership worth $99 and get to access to 1000+ International Airport Lounges worldwide
4 complimentary Domestic Airport Lounge visits every year (max. 2 visits per quarter)