Compare SBI Elite Credit Card vs Tata Neu Plus SBI Credit Card

On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
Complimentary membership to the Priority Pass Program worth $99
Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
Enjoy obtaining Club Vistara Silver membership as complimentary

Welcome benefits include getting 499 NeuCoins (worth Rs. 499) within 15 days of Joining Fee realisation
Redeem these coins on Tata New App/Website and partner Tata Brands
2% value-back as NeuCoins on spends on Tata Neu App/Website and partner Tata Brands
Extra 5% value-back as NeuCoins on select category spends on Tata Neu App/Website
1% value-back as NeuCoins on other spends
1% value-back as NeuCoins on UPI transactions (valid only on Rupay variant)
4 complimentary domestic airport lounge access every year ( maximum 1 per quarter) on quarterly spends of Rs. 50,000
Annual fee waiver on spending Rs. 1 Lakh in the previous year
1% fuel surcharge across all petrol pumps in India, on transactions from Rs. 500 up to Rs. 4,000, up to Rs. 250 per month
Tap & Pay with Ease: Tap the card on a secure reader for instant transactions
Convert eligible purchases into easy monthly EMIs. This is applicable on transactions of Rs. 2,500 or more
Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
Transfer outstanding balances of other banks’ credit cards to the Tata Neu Plus SBI Card at a lower interest rate and repay in easy EMIs

Pros

Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

High joining/renewal fees
Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it

Pros