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RBL Bank Edition Classic Credit Card vs HDFC Diners Club Black

Joining Fees

₹500

₹10,000

Editor's Rating

3.4

4.6

Key Features

* Get 5 Edition Cash on every Rs. 100 spent on dining or food purchases made on Zomato
* Get 5 Edition Cash on dining by spending Rs. 5,000 in a month on dining
* Get 1.5 Edition Cash on every Rs. 100 spent online or food purchases made on any platform other than Zomato
* Get 1 Edition Cash on every Rs. 100 spent everywhere else
* Avail 2000 Edition Cash on spending Rs. 2,00,000 every year
* Do note that on the Zomato app, the Edition Cash works like real money. One can use it to order food online or to pay at restaurants, using their Zomato app. 1 Edition Cash = 1 Indian Rupee
* Avail exclusive privileges of Zomato Pro with a complimentary annual membership, which is valid across India. The membership gets automatically renewed every year
* Use Zomato app to check and redeem the Edition Cash. One can also use the app to set their PIN and monitor all transactions

  • Complimentary Annual memberships of Club Marriott, Forbes, Amazon Prime, Swiggy One (3 months) and MMT BLACK   
  • Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month
  • Avail 5 Reward Points for every Rs 150 spent
  • Up to 10X Reward Points via SmartBuy
  • Dining privileges: 2X on weekend dining 
  • HDFC Bank x Swiggy Dineout - Good food Trail: Enjoy FLAT 10% EXTRA OFF on dining bills at 35K+ restaurants     
  • Travel benefits: Book flight tickets / hotels across 150+  airlines and choice of hotels (Domestic & International)                            
  • Up to 50 days of interest free credit period on the credit card
  • Air accident insurance cover worth Rs 2 crore
  • Emergency overseas hospitalization: Rs. 50 Lakh
  • Travel Insurance Cover of up to Rs. 55,000 on baggage delay                             
  • Complimentary Golf games across the finest courses in the world ( 6 per quarter)                 
  • Credit Liability Cover of up to Rs. 9 Lakh
  • Foreign Currency Markup:  2% on all your foreign currency spends
  • Revolving Credit is available at a nominal interest rate
  • 24/7 Concierge Services
  • Unlimited Airport lounge access to 1000+ Lounges in India and worldwide for primary and add-on card members
  • 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and Max CashBack of Rs. 1000 per statement cycle
  • Milestone Benefit: The credit card holders can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cabs vouchers worth Rs. 500 every month on spends of Rs. 80,000
  • Annual Spend based benefit: Complimentary annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK can also be availed upon achieving annual spend of Rs 8 Lakhs at the time of card anniversary
  • Convert big spends into EMI after purchase
  • Contactless Payment
  • Diners Exclusive Offers: Fast Track Airport Experience, Dining Delight (exclusive dining offers, from gourmet cuisine to local delicacies), Luxury Spas access, and Small Medium Enterprise (SME), which is tailor-made offers such as workspaces, business insurance and wellness discounts to meet business needs

Editor's Review

Pros
* On the Zomato app, the Edition Cash works like real money. One can use it to order food online or to pay at restaurants, using their Zomato app. 1 Edition Cash = 1 Indian Rupee
* Avail exclusive privileges of Zomato Pro with a complimentary annual membership, which is valid across India. The membership gets automatically renewed every year
* Use Zomato app to check and redeem the Edition Cash. One can also use the app to set their PIN and monitor all transactions

Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles

Pros

* Welcome Benefits

* Complimentary annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK can also be availed upon achieving annual spend of Rs 8 Lakhs at the time of card anniversary
* Diners Exclusive Offers: Fast Track Airport Experience, Dining Delight (exclusive dining offers, from gourmet cuisine to local delicacies), Luxury Spas access, and Small Medium Enterprise (SME), which is tailor-made offers such as workspaces, business insurance and wellness discounts to meet business needs

Cons
Joining and renewal fee is on the higher side


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