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Lifestyle HC SBI Card vs SBM Magnet Credit Card

Joining Fees

₹499

₹0

Editor's Rating

2.5

Key Features

  • 1% fuel surcharge waiver
  • Earn 1,000 bonus Reward Points on annual spends of Rs 20,000 across all Landmark Stores
  • Earn 2,000 bonus Reward Points on annual spends of Rs 45,000 across all Landmark Stores
  • Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
  • FD backed credit card helping to build credit score while earning unlimited magnet coins as rewards
  • Enjoy a lifetime-free credit card with no renewal fees
  • No documents or income verification required. Just a simple application and guaranteed approval
  • Welcome Benefit: Receive 5,000 ZET Coins valued at Rs. 500. These coins can be used to purchase vouchers for popular brands like Amazon, Flipkart, and Swiggy
  • Save smart with up to 7% interest on your FD - all insured by RBI
  • Get 5% Cashback/Rewards on Top Brands like Amazon, Flipkart, Myntra, Domino and more credited as real Cashback that can be directly transferred to your bank account
  • 8% Rewards on Flipkart
  • 20% Rewards on Myntra
  • Up to 15% Rewards on All Major Platforms
  • Enjoy up to 20% savings on Swiggy, Zomato, MakeMyTrip, BookMyShow, and many more
  • 3 Fast-track your approval process
  • RuPay Credit Card- Instantly link to UPI apps
  • Enjoy up to 45 days of interest-free credit - pay later with zero interest
  • 1% Fuel Surcharge Waiver

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Convert the Reward Points into Landmark rewards and get dual benefit
  • Get 5 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
  • Cumulative milestone benefits up to 16,000 RP worth Rs 4,000                                                                                                      

Cons 

  • No Airport Lounge access 
  • No Golf/coaching sessions

Pros

  • FD backed credit card helping to build credit score while earning unlimited magnet coins as rewards
  • Enjoy a lifetime-free credit card with no renewal fees
  • Get 5% Cashback/Rewards on Top Brands like Amazon, Flipkart, Myntra, Domino and more credited as real Cashback that can be directly transferred to your bank account

Cons

  • No travel benefits
  • No golf benefits
  • No complimentary domestic or international airport lounge access


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