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LIC Axis Bank Signature Credit Card vs Axis Bank Atlas Credit Card

Joining Fees

₹0

₹5,000

Editor's Rating

4

4.3

Key Features

  • Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
  • Avail 1 Reward point for every Rs. 100 spent on all other transactions except wallet load, fuel, and EMI conversions
  • 8 complimentary domestic airport lounge access per calendar year at selected domestic airports
  • Complimentary lost card liability insurance cover up to credit limit
  • 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000 
  • Get up to 20% off at over 4,000 restaurants in India 
  • Now you can easily convert any transactions of Rs. 2,500 and above into EMIs
  • Wednesday Delight Offer: Get up to 15% on flights and hotels via Goibibo and Makemytrip, 10% off on orders via Swiggy and Amazon Fresh, 10% off up to Rs. 1000 on Tira
  • Get to be part of the exclusive Silver membership tier that offers various benefits. Moreover, the more you spend in your anniversary year, the membership tier will get upgraded
  • Unlock additional benefits in Gold and Platinum tier memberships
  • In an anniversary year, when touching Rs. 7.5 Lakhs of spends, get upgraded to the Gold tier and when spending beyond Rs. 15 Lakhs, get upgraded to the Platinum tier. Do note that each tier comes with base earn of 2 EDGE Miles per Rs. 100 spent and accelerated earn of 5 EDGE Miles per Rs. 100 spent on TRAVEL EDGE portal, direct airlines and direct hotel spends. Each tier comes with Milestone and Annual benefits in the form of EDGE Miles which can be redeemed
  • Annual Benefit: Avail up to 5,000 EDGE Miles on completion of a year
  • Milestone Benefits: Avail up to 10,000 EDGE Miles on achieving the Spends Milestone
  • Earn 5 EDGE Miles on Travel per Rs 100 spend
  • Earn 2 EDGE Miles on Other Spends- Get 2 EDGE Miles per Rs. 100 spent
  • Domestic & International Lounge Access
  • Concierge Services
  • Miles Transfer Program: Easily convert EDGE Miles to program partner Miles. 1 EDGE Mile = 2 Partner Mile
  • Enjoy dining proposition that provides 25% off up to Rs. 800 on dining restaurants via EazyDiner. This is valid on minimum order value of  Rs. 2500 and once per month per card
  • 1% fuel surcharge waiver

Editor's Review

Pros

  • Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
  • 8 complimentary domestic airport lounge access per calendar year
  • Complimentary lost card liability insurance cover up to credit limit

Cons

  • No golf benefits are provided
  • No international airport lounge access
  • No Spend Based Waiver

Pros

* Miles Transfer Program: Easily convert EDGE Miles to program partner Miles. 1 EDGE Mile = 2 Partner Mile

* Enjoy dining proposition that provides 25% off up to Rs. 800 on dining restaurants via EazyDiner. This is valid on minimum order value of Rs. 2000 and twice per month per card

* 1% fuel surcharge waiver

Cons

* No golf benefits

* No Zero Liability Protection

* No Insurance Benefits


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