LIC Axis Bank Platinum Credit Card vs Reliance SBI Card

• Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
• Avail 1 Reward point for every Rs. 100 spent on all other transactions except wallet load, fuel, and EMI conversions
• Complimentary lost card liability insurance cover up to credit limit
• 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000 
• Get up to 20% off at over 4,000 restaurants in India 
• Now you can easily convert any transactions of Rs. 2,500 and above into EMIs
• Wednesday Delight Offer: Get up to 15% on flights and hotels via Goibibo and Makemytrip, 10% off on orders via Swiggy and Amazon Fresh, 10% off up to Rs. 1000 on Tira

• Milestone Benefits include getting a waiver of renewal fees on annual spends on Reliance Retail outlet of Rs. 1 Lakh in the previous year. Get Rs. 500 worth Reliance Retail Voucher on Annual Spends of Rs. 25,000 at participating Reliance Retail Stores, Rs. 750 worth Reliance Retail Voucher on Annual Spends of Rs. 50,000 at participating Reliance Retail Stores, and Rs. 1,000 worth Reliance Retail Voucher on Annual Spends of Rs. 80,000 at participating Reliance Retail Stores
• Get 5 Reward Points per Rs. 100 spent on the participating Reliance Retail Stores (except on UPI payments) and (subject to the Reliance Retail Stores MIDs received from partner and mapped in SBIC system)
• Get 5 Reward Points per Rs. 100 spent on Dinning and Movies
• Get 1 Reward Points per Rs. 100 spent on other retail purchases (except fuel, property rental, wallet upload) 
• Avail 1% surcharge at all petrol pumps for transactions between Rs. 500 and Rs. 4,000
• Other Benefits: Transactions offers at participating Reliance Retail Stores. Redeem the Rewards Points against Reliance Retail Vouchers
• Reliance SBI Card SBI Card in over 24 million outlets across the globe, including 3,25,000 outlets in India
• Withdraw cash from over 1 million Visa or MasterCard ATMs across the globe
• Transfer outstanding balance of other banks’ credit cards to Reliance SBI Card, and avail a lower rate of interest and pay back in EMIs
• With Flexipay, convert transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more and log in with your username and password to sbicard.com within 30 days of purchase to convert it into Flexipay

Pros

• Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
• Complimentary lost card liability insurance cover up to credit limit
• Get up to 20% off at over 4,000 restaurants in India 

Cons

• No golf benefits are provided
• No international and domestic airport lounge access
• No Spend Based Waiver

Pros

• 5 Reward Points per Rs. 100 spent on Dinning and Movies
• Get 1 Reward Points per Rs. 100 spent on other retail purchases
• Milestone Benefits

Cons

• Mostly Reliance SBI Card is mainly beneficial for those who make regular purchases from Reliance stores
• No golf or cashback benefits
• No airport lounge access