Compare Kotak Urbane Gold Credit Card vs Tata Neu Plus SBI Credit Card

Avail 3X Reward Points per Rs. 100 spent across all categories
Pay with Reward Points at selected merchant outlets
Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting

Welcome benefits include getting 499 NeuCoins (worth Rs. 499) within 15 days of Joining Fee realisation
Redeem these coins on Tata New App/Website and partner Tata Brands
2% value-back as NeuCoins on spends on Tata Neu App/Website and partner Tata Brands
Extra 5% value-back as NeuCoins on select category spends on Tata Neu App/Website
1% value-back as NeuCoins on other spends
1% value-back as NeuCoins on UPI transactions (valid only on Rupay variant)
4 complimentary domestic airport lounge access every year ( maximum 1 per quarter) on quarterly spends of Rs. 50,000
Annual fee waiver on spending Rs. 1 Lakh in the previous year
1% fuel surcharge across all petrol pumps in India, on transactions from Rs. 500 up to Rs. 4,000, up to Rs. 250 per month
Tap & Pay with Ease: Tap the card on a secure reader for instant transactions
Convert eligible purchases into easy monthly EMIs. This is applicable on transactions of Rs. 2,500 or more
Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
Transfer outstanding balances of other banks’ credit cards to the Tata Neu Plus SBI Card at a lower interest rate and repay in easy EMIs

Pros

Earn 3X Reward Points against retail spends of Rs.100
Get 4 PVR tickets or 10,000 Reward Points on annual
This card is good for those who spend frequently on various categories like retail shopping, groceries, etc.

Cons