Kotak Urbane Gold Credit Card vs 6E Rewards - IndiGo HDFC Bank Credit Card
Joining Fees
₹199
₹500
Editor's Rating
4.2
3.6
Key Features
- Avail 3X Reward Points per Rs. 100 spent across all categories
- Pay with Reward Points at selected merchant outlets
- Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
- If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting
- Get 2.5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website
- Get 2 6E Rewards per Rs.100 spent on Grocery, Dining & Entertainment
- Get 1 6E Rewards per Rs.100 Spends on all other spends
- Markup fee of 3.5% on all foreign currency transactions
- Zero Lost card liability
- Up to 50 days of interest-free period from the date of purchase
- Enjoy Revolving Credit at a nominal interest rate
- Mastercard Offers & Benefits: Cardholders of the 6E Rewards-IndiGo HDFC Bank Credit Card can enjoy exclusive offers and benefits curated by Mastercard across various categories including travel, dining, shopping and more
- Convert your big spends into EMI after purchase
- This card is enabled for contactless payments
- 1% waiver on the fuel surcharge
Editor's Review
Pros
- Earn 3X Reward Points against retail spends of Rs.100
- Get 4 PVR tickets or 10,000 Reward Points on annual
- This card is good for those who spend frequently on various categories like retail shopping, groceries, etc.
Cons
- No Golf Privileges
- No Concierge Services
- No Airport Lounge access
Pros
- Get 2.5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website
- Get 2 6E Rewards per Rs.100 spent on Grocery, Dining & Entertainment
- Welcome Benefits
Cons
- No golf benefits are provided
- No international and domestic airport lounge access
