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Klick RuPay Credit Card vs RBL Bank Cookies Credit Card

Joining Fees

₹0

₹100

Editor's Rating

4.4

3.4

Key Features

  • Zero Joining Fees and Annual Fees
  • 1% Fuel Surcharge Waiver
  • 2 Rewards for every Rs. 200 non-UPI spends
  • 2% cashback while you make quick and easy payments using Kiwi app
  • 4 Reward Points on every Rs. 200 spent on all UPI transactions above Rs. 2,000
  • Get all the benefits with the 100% virtual credit card- It is safe, secure, and make hassle-free payments with virtual credit card
  • Earn reward on UPI and non-UPI spends

* Get Voucher worth Rs. 1,000 by simply spending Rs. 2 lakhs in a year. Select from Amazon, Flipkart, Myntra, Croma & Shoppers Stop
* Get Voucher worth Rs. 5,000 by simply spending Rs. 5 lakhs in a year. You can choose from Amazon, Flipkart, Myntra, Croma & Shoppers Stop
* Avail 10% off at BookMyShow & Grofers, up to Rs. 300 each per month
* Avail 10% cashback at Myntra, Uber & Zomato, up to Rs. 300 each per month
* 5 Reward Points for every Rs. 100 spent online
* 1 Reward Point for every Rs. 100 spent offline except on fuel
* Fuel surcharge waiver across all stations. This is valid for fuel transactions between Rs. 500 and Rs. 4,000. Maximum waiver of Rs. 150 per month
* In a month, spend Rs. 5,000 to get next month’s membership fee waived off. (Applicable if the card is issued after 10th May 2021)

Editor's Review

Pros:

  • Lifetime Free Credit Card
  • 2 Rewards for every Rs. 200 non-UPI spends
  • 2% cashback while you make quick and easy payments using Kiwi app

Cons:

  • No international or domestic lounge access
  • No Golf Benefits
  • No Movies and Entertainment, and Dining Benefits

Pros
* 1 Reward Point for every Rs. 100 spent offline except on fuel
* Fuel surcharge waiver across all stations. This is valid for fuel transactions between Rs. 500 and Rs. 4,000. Maximum waiver of Rs. 150 per month
* In a month, spend Rs. 5,000 to get next month’s membership fee waived off. (Applicable if the card is issued after 10th May 2021)

Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles


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