Jet Airways American Express Platinum Credit Card vs IndiGo IDFC FIRST Dual Credit Card
Joining Fees
₹5,000
₹4,999
Editor's Rating
2.3
4
Key Features
- Avail Eight InterMiles for every Rs. 150 spent except for spend at Fuel, Insurance, Utilities and Cash Transactions
- Complimentary visits to Eligible Lounges across India
- Enjoy complimentary iPrefer Elite Tier membership from Preferred Hotels & Resorts
- Earn 8 InterMiles for every Rs. 150 spent except for spend at Fuel, Insurance, Utilities and Cash Transactions. Avail 16 InterMiles for every Rs. 150 spent on booking flights on www.intermiles.com
- Complimentary membership to Priority Pass, with the US$99 annual membership fee waived off. Use American Express Credit Card for your next big purchase & pay in easy EMI
Option 1 (With Fees):
- Joining fee: Rs.: 4,999 + GST
- Welcome Benefits of 8,000 BluChips
- 5000 IndiGo BluChips voucher + IndiGo meal voucher on joining fee payment
- 3000 IndiGo BluChips voucher on Rs. 1 Lakh spends within 90 days
- Complimentary 3 Month EazyDiner Membership
- Milestone Benefits: Vouchers of up to 25,000 IndiGo BluChips, every year
-Get 5 vouchers of 5,000 BluChips each on crossing Rs. 2L, Rs. 5L, Rs. 8L, Rs. 10L, and Rs. 12L annually
- Annual Fee Rs. 4,999 +GST (2nd year onwards)
- Earn up to 22 IndiGo BluChips/Rs. 100 on IndiGo Web & App
• 6 on Card & Up to 16 from IndiGo (based on tier
• Get 3/Rs. 100 on dining, entertainment & other spends
• 0.5/Rs. 100 on other UPI, rent, utility, fuel and wallet
- Power of 2 Card Networks: Enjoy convenience of UPI with the RuPay Card & International acceptance with Mastercard and benefits provided by both networks
- Annual Fee Payment Benefit: Get Voucher of 5000 IndiGo BluChips and a complimentary IndiGo meal voucher on payment of annual fees
- Free Trip Cancellation cover: Avail reimbursed for non-refundable flight and hotel cancellations for up to Rs. 25,000 twice a year
- Forex MarkUp 1.49%: Enjoy low forex markup of 1.49% for international spends
- Redeem Your BluChips: Use the BluChips for IndiGo Flights
Option 2 (With FD):
- Free for the first year with min Rs. 1 Lakh FD
- Welcome Benefits include getting 3000 IndiGo BluChips voucher on Rs. 1 Lakh spends within 90 days, and Complimentary 3 Month EazyDiner Membership
- Assured approval - Fixed deposit backed card and no credit history needed
- Milestone Benefits: Vouchers up to 25,000 IndiGo BluChips every year
-Get 5 vouchers of 5,000 BluChips each on crossing Rs. 2L, Rs. 5L, Rs. 8L, Rs. 10L, and Rs. 12L annually
- Annual Fee Rs. 4,999 +GST (2nd year onwards)
- Earn up to 22 IndiGo BluChips/Rs. 100 on IndiGo Web & App
• 6 on Card & Up to 16 from IndiGo (based on tier)
• Get 3/Rs. 100 on dining, entertainment & other spends
• 0.5/Rs. 100 on other UPI, rent, utility, fuel and wallet
- Power of Dual Cards: Enjoy convenience of UPI with the RuPay Card & International acceptance with Mastercard and benefits provided by both networks
- Annual Fee Payment Benefit: Get Voucher of 5000 IndiGo BluChips and a complimentary IndiGo meal voucher on payment of annual fees
- Free Trip Cancellation cover: Get reimbursed for non-refundable flight and hotel cancellations for up to Rs. 25,000 twice a year
- Forex MarkUp 1.49%: Enjoy low forex markup of 1.49% for international spends
- Redeem your Indigo Bluechips: Use the IndiGo BluChips for IndiGo Flights
Mastercard World Privileges:
- Seamless online & POS transactions globally
- Exclusive travel and dining benefits
- 4 complimentary golf rounds and 12 complimentary golf lessons every year
RuPay Privileges:
- Seamless online, POS & UPI QR transactions in India
- Scan and pay at 60Mn+ merchants
- Enjoy exclusive discounts on the RuPay network
Editor's Review
Pros
- 20% discount at select premium restaurants, multiple cuisines & more
- Fuel Convenience Fee Waiver
- Platinum Concierge, Limited liability for Card loss, and Supplementary Cards
Cons
- High-interest rates
- No Golf privileges
- First Year Fee: Rs. 5,000 plus applicable taxes. Second Year onwards: Rs. 10,000 plus applicable taxes
Pros
- IndiGo loyalists can take great advantage of this card as they can earn BluChips for spending through the airline’s website and app
- 4 complimentary golf rounds and 12 complimentary golf lessons every year
- Enjoy exclusive discounts on the RuPay network
Cons
- No complimentary airport lounge access although being a travel card
- No lifestyle benefits on non-travel spending categories
- No complimentary BluChip is offered along with the card
