Compare IRCTC SBI Card Premier vs Tata Neu Plus SBI Credit Card

Get 10% back on AC1, AC2, AC3, Executive Chair car and Chair Car as reward points for ticket purchases on www.irctc.co.in and IRCTC Mobile App
Get 5% back on Air ticket purchases on www.air.irctc.co.in
Get 5% back on E-catering purchases on www.ecatering.irctc.co.in
Earn 3 Reward Points per 125 spent on Dining and standing instructions on Utility spends
Avail 1 Reward Point per 125 spent on other non-fuel retail purchases
Get 2,500 Reward Points on annual travel spends of Rs. 50,000
On annual travel spends of Rs. 1,00,000, avail 5,000 Reward Points
Spend Based Reversal of Annual Fee on spends of Rs. 2 Lakhs
Complimentary Rail Accident Insurance of Rs. 10 Lakhs
Complimentary Air Accident insurance of Rs. 50 Lakhs
Complimentary Fraud Liability cover of Rs. 1 Lakh
Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
Save 1.8% transaction charges on airline ticket bookings on www.air.irctc.co.in
Book airline tickets with IRCTC at unbeatable prices, and explore the wide range of tailor made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India. Avail accommodation at 5,000+ hotels, covering 350 cities in India
1% fuel surcharge at all petrol pumps in India, on transactions between Rs. 500 - Rs. 4,000
8 complimentary railway lounge access in a year to participating lounges in India (Max 2 per quarter)
Visa Privileges include: Savings of 10% on Hertz car rental and up to 35% on Avis Car Rentals, exclusive benefits across 900 luxury hotels globally, and obtain up to 10,000 miles per night on hotel stay plus 25% extra miles on Kaligo.com
Complimentary credit card fraud liability cover of Rs. 1 lakh
Complimentary Overseas Accident cover of Rs. 50 lakh
With Flexipay facility, convert transactions in EMIs by simply transacting Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
While booking railway tickets online using IRCTC SBI Platinum Card, get the tickets delivered at your doorstep
The IRCTC SBI Card Premier credit card is accepted in over 24 million outlets across the world, including 3,25,000 outlets in India

Welcome benefits include getting 499 NeuCoins (worth Rs. 499) within 15 days of Joining Fee realisation
Redeem these coins on Tata New App/Website and partner Tata Brands
2% value-back as NeuCoins on spends on Tata Neu App/Website and partner Tata Brands
Extra 5% value-back as NeuCoins on select category spends on Tata Neu App/Website
1% value-back as NeuCoins on other spends
1% value-back as NeuCoins on UPI transactions (valid only on Rupay variant)
4 complimentary domestic airport lounge access every year ( maximum 1 per quarter) on quarterly spends of Rs. 50,000
Annual fee waiver on spending Rs. 1 Lakh in the previous year
1% fuel surcharge across all petrol pumps in India, on transactions from Rs. 500 up to Rs. 4,000, up to Rs. 250 per month
Tap & Pay with Ease: Tap the card on a secure reader for instant transactions
Convert eligible purchases into easy monthly EMIs. This is applicable on transactions of Rs. 2,500 or more
Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
Transfer outstanding balances of other banks’ credit cards to the Tata Neu Plus SBI Card at a lower interest rate and repay in easy EMIs