IRCTC SBI Card on RuPay Platform vs IndusInd Bank EazyDiner Platinum Credit Card
Joining Fees
₹500
₹0
Editor's Rating
3.9
3.75
Key Features
- Purchase tickets through irctc.co.in and IRCTC Mobile App for AC1, AC2. AC3, Executive Chair car and Chair Car and earn 10% Value Back as Reward points
- Avail 1 Reward Point for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases on irctc.co.in and IRCTC Mobile App
- Save 1% transaction charges on railway ticket bookings on www.irctc.co.in. Enjoy the wide range of tailor made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India. Get accommodation at over 5,000 hotels, covering 350 cities in India
- 1% fuel surcharge across all petrol pumps in India on transactions between Rs. 500 and Rs. 3,000
- IRCTC SBI Card (on RuPay platform) provided great offers on travel, golf, dining and other entertainment options from RuPay
- 4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter)
- Withdraw cash from over 2 plus million global ATMs in 190 countries/territories, including over 43,000 SBI ATMs in India
- Transfer outstanding balance of other bank’s credit card to IRCTC SBI Card (on RuPay platform) to avail a lower rate of interest and pay back in EMIs
- With Flexipay facility, convert transactions in easy monthly installments. Simply transact Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
- Use IRCTC SBI Card (on RuPay platform) to book railway tickets online and get them delivered to you
* Welcome benefits include availing 3 months EazyDiner Prime membership worth Rs. 1,095, 25% (up to 50% OFF) at over 2000+ premium restaurants & bars, unlock more Prime-exclusive benefits like 2X EazyPoints and redeem them for FREE luxury hotel stays & FREE meals, and get 500 welcome bonus EazyPoints
* This is a LTF card (Life-Time Free) with no joining fees and no annual fees
* Earn 2 Reward Points on every INR 100 spent, except on Fuel, Insurance, Rent, Utility and Government
* Earn 0.7 Reward Points on Insurance, Rent, Utility and Government spends
* Get 2X EazyPoints using your EazyDiner IndusInd Bank Credit Card
* Instant redemption of Reward Points against restaurant bills for extra discount
* Redeem EazyPoints for FREE hotel stays, meals & exclusive restaurant events across the country.
* 1 Reward Point = Rs. 0.20
* Get extra 20% OFF (upto Rs. 500) when eating out and paying on the app via PayEazy. This offer is also valid on take-away
* 3 month Prime membership renewal upon spends of Rs. 30,000 in 90 days
* Milestone benefit includes availing 2000 Reward Points upon spending Rs. 30,000 every 90 days
* 1% fuel surcharge waiver
* ‘Total Protect’ covers you for an amount equal to the credit limit on the card and is available on Add-on cards as well
Editor's Review
Pros
- 4 complimentary railway lounge access in a quarter to participating lounges in India
- Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
- Purchase tickets through irctc.co.in and IRCTC Mobile App for AC1, AC2. AC3, Executive Chair car and Chair Car and earn 10% Value Back as Reward points
Cons
- No golf benefits
- No complimentary airport lounge access
Pros
- Complimentary Prime Membership
- 25% (up to 50% OFF) at over 2000+ premium restaurants & bars, unlock more Prime-exclusive benefits like 2X EazyPoints and get 500 welcome bonus EazyPoints
- Earn 2 Reward Points on every Rs. 100 spent, except on Fuel, Insurance, Rent, Utility and Government
Cons
- No Domestic Airport Lounge Access and No International Airport Lounge Access
- Apart from dining benefits, no other benefits are associated with this card
- Suited only for frequent diners using the EazyDiner app
