IndusInd Bank Legend Credit Card vs Tata Neu Plus SBI Credit Card

• Avail 1 reward point for every Rs. 100 you spend on weekdays and 2 reward points for every Rs. 100 you spend on weekends
• On spending Rs. 6,00,000 or above within one year from the date of issue of the credit card, earn 4,000 bonus reward points 
• Purchase one movie ticket and get one ticket free on bookings done via BookMyShow. In a month, avail up to one free tickets and a maximum discount of Rs. 200 on each ticket. Gain additional Rs. 50 off on selecting the F&B option

• Enjoy access to nearly 600+ lounges across the globe using the complimentary Priority Pass
• Avail complimentary access to airport Lounges in India with your Visa Signature credit card- one complimentary lounge visit per quarter. With IndusInd Bank Legend MasterCard Credit Card, get access to domestic airport lounges in India- get 1 complimentary lounge visit per quarter on the IndusInd Bank Legend MasterCard Credit Card
• Enjoy the benefits of the unique travel assist program known as 'Travel Plus', it offers special waivers on lounge usage charges outside India
• IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
• 1.8% discounted foreign currency mark-up fee on international transactions
• Complimentary concierge services
• Avail freedom from surcharge on fuel across India- Get waiver of 1% on fuel surcharge at any fuel station in India
• Avail the Auto Assist facility
•  Get ‘Total Protect' facility- a programme covering you for an amount equal to the credit limit on the card and is also available on add-on cards
• Complimentary personal air accident insurance cover of up to Rs. 25,00,000

• Welcome benefits include getting 499 NeuCoins (worth Rs. 499) within 15 days of Joining Fee realisation
• Redeem these coins on Tata New App/Website and partner Tata Brands
• 2% value-back as NeuCoins on spends on Tata Neu App/Website and partner Tata Brands
• Extra 5% value-back as NeuCoins on select category spends on Tata Neu App/Website
• 1% value-back as NeuCoins on other spends
• 1% value-back as NeuCoins on UPI transactions (valid only on Rupay variant)
• 4 complimentary domestic airport lounge access every year ( maximum 1 per quarter) on quarterly spends of Rs. 50,000
• Annual fee waiver on spending Rs. 1 Lakh in the previous year
• 1% fuel surcharge across all petrol pumps in India, on transactions from Rs. 500 up to Rs. 4,000, up to Rs. 250 per month
• Tap & Pay with Ease: Tap the card on a secure reader for instant transactions
• Convert eligible purchases into easy monthly EMIs. This is applicable on transactions of Rs. 2,500 or more
• Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
• Transfer outstanding balances of other banks’ credit cards to the Tata Neu Plus SBI Card at a lower interest rate and repay in easy EMIs

Pros

• Complimentary personal air accident insurance cover of up to Rs. 25,00,000
• Purchase one movie ticket and get one ticket free on bookings done via BookMyShow. In a month, avail up to one free tickets and a maximum discount of Rs. 200 on each ticket. Gain additional Rs. 50 off on selecting the F&B option
• Enjoy access to nearly 600+ lounges across the globe using the complimentary Priority Pass and 1.8% discounted foreign currency mark-up fee on international transactions

Cons

• No golf benefits
• No lost card liability cover

Pros

• Welcome benefits worth the joining fee
• Up to 7% value-back as NeuCoins
• Enjoy benefits across multiple brands covering different spending categories
• 1% saving on UPI transactions with the Rupay variant

Cons

• No Golf Benefits
• No International Airport Lounge Access
• For some users brand benefits could be restricted
• No milestone or renewal benefits