IndusInd Bank Legend Credit Card vs IDFC FIRST Select Credit Card

• Avail 1 reward point for every Rs. 100 you spend on weekdays and 2 reward points for every Rs. 100 you spend on weekends
• On spending Rs. 6,00,000 or above within one year from the date of issue of the credit card, earn 4,000 bonus reward points 
• Purchase one movie ticket and get one ticket free on bookings done via BookMyShow. In a month, avail up to one free tickets and a maximum discount of Rs. 200 on each ticket. Gain additional Rs. 50 off on selecting the F&B option

• Enjoy access to nearly 600+ lounges across the globe using the complimentary Priority Pass
• Avail complimentary access to airport Lounges in India with your Visa Signature credit card- one complimentary lounge visit per quarter. With IndusInd Bank Legend MasterCard Credit Card, get access to domestic airport lounges in India- get 1 complimentary lounge visit per quarter on the IndusInd Bank Legend MasterCard Credit Card
• Enjoy the benefits of the unique travel assist program known as 'Travel Plus', it offers special waivers on lounge usage charges outside India
• IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
• 1.8% discounted foreign currency mark-up fee on international transactions
• Complimentary concierge services
• Avail freedom from surcharge on fuel across India- Get waiver of 1% on fuel surcharge at any fuel station in India
• Avail the Auto Assist facility
•  Get ‘Total Protect' facility- a programme covering you for an amount equal to the credit limit on the card and is also available on add-on cards
• Complimentary personal air accident insurance cover of up to Rs. 25,00,000

• 2 complimentary visits to domestic airport lounges every quarter
• Low forex markup fee at just 1.99%
• Free trip cancellation cover up to Rs. 10,000- Get reimbursed up to Rs. 10,000 on non-refundable hotel and flight cancellations
• Complimentary railway lounge visits- 4 complimentary visits to lounges at select Indian railway terminals
• Buy-1-Get-1 movie ticket offers- Use the 'Buy One, Get One' discount, up to Rs. 125, on the District by Zomato mobile app (valid twice per month)
• 1% Fuel Surcharge Waiver up to Rs. 300 in a statement cycle at all fuel stations in India on transactions between Rs. 200 and Rs. 5,000
• Over 300+ merchant offers- Enjoy 300+ brand offers across dining, shopping, travel and more, all year long
• Air Accident Cover of Rs. 1 Crore
• Personal Accident Cover of Rs. 5,00,000
• Lost Card Liability Cover of Rs. 50,000
• Comprehensive Travel Insurance Cover of USD 300
• Complimentary Roadside Assistance worth Rs. 1,399- 24/7 roadside assistance during car or two-wheeler emergencies across India
• VISA Offers are as follows:

a. Airport meet and greet discounts- Enjoy exclusive discounts on meet and greet services at 450+ airports worldwide

b. Airport transfer discounts- Exclusive discounts on limousine services in over 3000 cities across 83 countries

c. Travel concierge at your fingertips- Avail personalized assistance for all travel needs. This service provides a modern, personalized experience for self-booking dining, staycations, flights, and activities

• MasterCard Offers is as follows: Complimentary golf rounds and lessons- 4 complimentary golf rounds and 12 complimentary golf lessons a year across the globe. Enjoy India Golf Program that includes 4 complimentary rounds of green fees per calendar year (1 round in a 1 calendar month), and 12 complimentary golf lessons per calendar year (1 lesson per calendar month). Enjoy APAC Golf Program that offers 50% Off on Golf rounds or lessons across Australia, Bangladesh, China, Hong Kong, Japan, Macao, New Zealand, South Korea, Sri Lanka, and Taiwan
• Instant EMI conversion for all online transactions above Rs. 2,500 on the bank’s OTP page
• Low interest rates (APR)- Starts at just 8.5% per annum
• Interest-free cash withdrawals from ATMs for up to 45 days. One-time cash withdrawal fee of Rs. 199 + GST is applicable
• Activate UPI at just Rs. 199- Joining and Annual fee (2nd year onwards) of just Rs. 199 + GST, Limited period offer get 100% cashback up to Rs. 200 i.e. Rs. 50 each on the first 4 UPI transactions, and Earn up to 3X reward points on your spends
• Enjoy 10X Reward points on incremental spends above Rs. 20,000 per statement cycle and spends done on your birthday
• Avail 3X Reward Points on spends till Rs. 20,000 in a statement cycle
• Avail 1X Reward Points on Insurance premium payments and Utility bill payments
• Convert all transactions above Rs. 2,500 into EMIs

Pros

• Complimentary personal air accident insurance cover of up to Rs. 25,00,000
• Purchase one movie ticket and get one ticket free on bookings done via BookMyShow. In a month, avail up to one free tickets and a maximum discount of Rs. 200 on each ticket. Gain additional Rs. 50 off on selecting the F&B option
• Enjoy access to nearly 600+ lounges across the globe using the complimentary Priority Pass and 1.8% discounted foreign currency mark-up fee on international transactions

Cons

• No golf benefits
• No lost card liability cover

Pros

• Get 10X Reward Points on crossing spends of Rs. 20,000 in a statement cycle and on birthdays
• Get reimbursed up to Rs. 10,000 on non-refundable hotel and flight cancellations
• 4 complimentary visits to lounges at select Indian railway terminals

Cons

• No International Airport Lounge access
• Welcome gift voucher is only provided on spending Rs. 5000 or more within 30 days of card generation
• No Priority Pass facility