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IndianOil HDFC Bank Credit Card vs Klick RuPay Credit Card

Joining Fees

₹500

₹0

Editor's Rating

3.1

4.4

Key Features

  • Gain up to 50 Litres of Free fuel annually 
  • Gain 5% of your spending as Fuel Points at IndianOil outlets (Max 250 Fuel Points per month in the first 6 months, and 150 Fuel Points per month after 6 months from card issuance)                          
  • Get 5% Fuel Points on Groceries and Bill Payments. Each category has a maximum of 100 Fuel Points per month.
  • Avail 1 Fuel Point for every Rs. 150 spent on all other purchases, including UPI transactions
  • Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
  • Enjoy Revolving Credit at a nominal interest rate
  • Zero Lost card liability 
  • Up to 50 days of interest-free period on the IndianOil HDFC Bank Credit Card from the date of purchase 
  • 1% fuel surcharge waiver at all fuel stations across India on minimum transaction of Rs. 400. Maximum CashBack of Rs. 250 per statement cycle
  • Spend Rs. 50,000 and above in the first year and get a waiver on the renewal membership fee 
  • With the IndianOil HDFC Bank Credit Card, you can convert big purchases into EMI after the transaction
  • IndianOil HDFC Bank Credit Card is enabled for contactless payments
  • Earn Fuel Points on retail spends 
  • Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments. Please note that the benefit of accelerated 5% Fuel Points will only apply to fuel transactions made at IndianOil Retail Outlets
  • Zero Joining Fees and Annual Fees
  • 1% Fuel Surcharge Waiver
  • 2 Rewards for every Rs. 200 non-UPI spends
  • 2% cashback while you make quick and easy payments using Kiwi app
  • 4 Reward Points on every Rs. 200 spent on all UPI transactions above Rs. 2,000
  • Get all the benefits with the 100% virtual credit card- It is safe, secure, and make hassle-free payments with virtual credit card
  • Earn reward on UPI and non-UPI spends

Editor's Review

Pros

  • Gain up to 50 Litres of Free fuel annually 
  • Gain 5% of your spending as Fuel Points at IndianOil outlets
  • Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments

Cons

  • No golf benefits are provided
  • No international and domestic airport lounge access

Pros:

  • Lifetime Free Credit Card
  • 2 Rewards for every Rs. 200 non-UPI spends
  • 2% cashback while you make quick and easy payments using Kiwi app

Cons:

  • No international or domestic lounge access
  • No Golf Benefits
  • No Movies and Entertainment, and Dining Benefits


More comparisions with IndianOil HDFC Bank Credit Card

More comparisions with Klick RuPay Credit Card

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