Gain 5% of your spending as Fuel Points at IndianOil outlets (Max 250 Fuel Points per month in the first 6 months, and 150 Fuel Points per month after 6 months from card issuance)
Get 5% Fuel Points on Groceries and Bill Payments. Each category has a maximum of 100 Fuel Points per month.
Avail 1 Fuel Point for every Rs. 150 spent on all other purchases, including UPI transactions
Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
Enjoy Revolving Credit at a nominal interest rate
Zero Lost card liability
Up to 50 days of interest-free period on the IndianOil HDFC Bank Credit Card from the date of purchase
1% fuel surcharge waiver at all fuel stations across India on minimum transaction of Rs. 400. Maximum CashBack of Rs. 250 per statement cycle
Spend Rs. 50,000 and above in the first year and get a waiver on the renewal membership fee
With the IndianOil HDFC Bank Credit Card, you can convert big purchases into EMI after the transaction
IndianOil HDFC Bank Credit Card is enabled for contactless payments
Earn Fuel Points on retail spends
Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments. Please note that the benefit of accelerated 5% Fuel Points will only apply to fuel transactions made at IndianOil Retail Outlets
As a Welcome Girft, avail 6000 bonus reward points equivalent to Rs. 1500 on payment of annual fees. The Reward Points will be credited to the card holders account within 30 days of annual fee payment
Spend Based fee reversal benefit - Next year Fee waiver on annual spends of 2 lakhs
Get 7.25% Value back ~ 25X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 2500 Reward Points per billing cycle
6.25% + 1% Fuel surcharge waiver on every BPCL transaction upto Rs. 4000 (exclusive of GST and other charges)
Avail 25 Reward Points on every Rs. 100 spent at BPCL Fuel, Lubricants & Bharat Gas (Website and app only) spend
Get 10 Reward Points on every Rs. 100 spent at Dining, Departmental Stores, Grocery & Movies (Up to 7500 Reward Points per month)
Earn 1 Reward point per Rs. 100 spent on other retail purchases
Avail 25 Reward Points on every Rs. 100 spent on Bharat Gas (Website and app only) is capped at 500 Reward Points per billing cycle
4 Reward Point = Rs. 1
1% fuel surcharge across all BPCL petrol pumps in India. This is applicable on transactions up to Rs. 4,000, exclusive of GST and other charges. Maximum fuel surcharge waiver of Rs. 100 per statement cycle per credit card account, which is equivalent to an Annual Savings of Rs.1200
4 complimentary visits per calendar year to Domestic VISA lounges in India (Max. 1 visit per quarter)
Obtain eGift Vouchers worth Rs. 2,000 from Aditya Birla Fashion Or Yatra Or Bata/Hush Puppies on annual spends of Rs. 3 Lakhs. The Aditya Birla Fashion voucher is redeemable at these brand stores only - Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, Simon Carter
Complimentary Fraud Liability cover of 1 Lakh
Instant Redemption of Reward Points at select BPCL petrol pumps
Redeem your Rewards Points at Shop & Smile Rewards Catalogue
BPCL SBI Card OCTANE can be used at over 24 million outlets worldwide, including 3,25,000 outlets in India
Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
Transfer the outstanding balance of other banks’ credit cards to BPCL SBI Card OCTANE, and avail a lower rate of interest and pay back in EMIs
With Flexipay, convert transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using BPCL SBI Card OCTANE
Editor's Review
Pros
Gain up to 50 Litres of Free fuel annually
Gain 5% of your spending as Fuel Points at IndianOil outlets
Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments
Cons
No golf benefits are provided
No international and domestic airport lounge access
Pros
10X reward points across dining, movies, groceries and departmental stores
Complimentary domestic lounge visits every year
6,000 bonus reward points worth the joining fee
Cons
Fuel benefits are limited to only BPCL outlets
No golf benefits
No cashback benefits
More comparisions with IndianOil HDFC Bank Credit Card