-->



IndianOil Citi Platinum Credit Card vs SBM Magnet Credit Card

Joining Fees

₹1,000

₹0

Editor's Rating

4

Key Features

  • 4 Turbo points / Rs. 150 spent & 1% fuel surcharge reversal on fuel purchase at authorized IndianOil outlets
  • 2 Turbo points / Rs. 150 spent on groceries and supermarkets & 1 Turbo point / Rs. 150 on all other spends
  • Get Deals and Discounts locally and in over 90 countries
  • Instant loans to get things done right away
  • Save up to 20% on dining bills at participating restaurants
  • FD backed credit card helping to build credit score while earning unlimited magnet coins as rewards
  • Enjoy a lifetime-free credit card with no renewal fees
  • No documents or income verification required. Just a simple application and guaranteed approval
  • Welcome Benefit: Receive 5,000 ZET Coins valued at Rs. 500. These coins can be used to purchase vouchers for popular brands like Amazon, Flipkart, and Swiggy
  • Save smart with up to 7% interest on your FD - all insured by RBI
  • Get 5% Cashback/Rewards on Top Brands like Amazon, Flipkart, Myntra, Domino and more credited as real Cashback that can be directly transferred to your bank account
  • 8% Rewards on Flipkart
  • 20% Rewards on Myntra
  • Up to 15% Rewards on All Major Platforms
  • Enjoy up to 20% savings on Swiggy, Zomato, MakeMyTrip, BookMyShow, and many more
  • 3 Fast-track your approval process
  • RuPay Credit Card- Instantly link to UPI apps
  • Enjoy up to 45 days of interest-free credit - pay later with zero interest
  • 1% Fuel Surcharge Waiver

Editor's Review

Pros

  • Choose to redeem points now or later – it's a choice you have because the Turbo points will never expire
  • Get 250 Turbo Points on your first spend within 30 days of card issuance
  • Redeem points instantly via SMS against purchases at leading brands

Cons

  • No complimentary Airport Lounge access
  • Fuel points are applicable only for Indian Oil fuel stations
  • No cash-back options

Pros

  • FD backed credit card helping to build credit score while earning unlimited magnet coins as rewards
  • Enjoy a lifetime-free credit card with no renewal fees
  • Get 5% Cashback/Rewards on Top Brands like Amazon, Flipkart, Myntra, Domino and more credited as real Cashback that can be directly transferred to your bank account

Cons

  • No travel benefits
  • No golf benefits
  • No complimentary domestic or international airport lounge access


More comparisions with IndianOil Citi Platinum Credit Card

More comparisions with SBM Magnet Credit Card

Downloads