Compare IndianOil Citi Platinum Credit Card vs SBI SimplyClick Credit Card

4 Turbo points / Rs. 150 spent & 1% fuel surcharge reversal on fuel purchase at authorized IndianOil outlets
2 Turbo points / Rs. 150 spent on groceries and supermarkets & 1 Turbo point / Rs. 150 on all other spends
Get Deals and Discounts locally and in over 90 countries
Instant loans to get things done right away
Save up to 20% on dining bills at participating restaurants

On joining SimplyCLICK SBI Card, get Amazon.in gift card worth Rs. 499
On online spends with exclusive partners - Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra, earn 10X Reward Points
Earn 5X rewards on all other online spends
Earn 1 reward point per Rs. 100 on all other spends
Get e-voucher worth Rs. 2,000 each on reaching annual online spends of Rs. 1 Lakh and Rs. 2 Lakhs respectively. Voucher Brand : Cleartrip/Yatra
1% fuel surcharge waiver for each transaction between Rs. 500 and Rs 3000 (exclusive of GST, wherever applicable, & all other charges)
Spend Rs 1,00,000 and get annual fee reversed for the SimplyCLICK SBI card in the subsequent year
Simply wave the card at a secured reader and the transaction will be done. Maximum payment of Rs. 5,000 allowed per contactless transaction
Transfer outstanding balance of other banks’ credit cards to SimplyCLICK SBI Card, and avail a lower rate of interest and pay back in EMIs
With Flexipay facility, convert transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using SimplyCLICK SBI Card , and log in to sbicard.com within 30 days of purchase to convert it into Flexipay

Pros

Choose to redeem points now or later – it's a choice you have because the Turbo points will never expire
Get 250 Turbo Points on your first spend within 30 days of card issuance
Redeem points instantly via SMS against purchases at leading brands

Cons