IDFC First Power Credit Card vs IDFC First WOW! Credit Card
Joining Fees
₹199
₹0
Editor's Rating
3
Key Features
- You’ll get rewarded for every UPI transaction
- Up to 5% savings on fuel expenses
- 2.5% savings as Rewards on Grocery and Utility expenses
- 2.5% savings as Rewards on IDFC FIRST FASTag recharge
- Avail 2X Rewards on other retail transactions
- Complimentary Roadside Assistance worth Rs. 1,399
- Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
- EMIfy purchases and balances and enjoy convenience of payment
- Extend Add-on card to your pillion rider and boost savings without any extra charges
- Refer friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
- Lifetime free credit card - No joining fee/annual fee
- Get up to 4x Reward Points on every transaction
- Unlimited never expiring reward points as good as cash
- Insurance premium payments and Utility bill payments will earn 1X reward points
- Enjoy travelling around the world with the best-in-class zero Forex Mark-up fee
- Zero interest charges on ATM cash withdrawals for up to 45 days
- Zero Currency Exchange Hassles
- Avail up to Rs. 25,000 card liability cover, Rs. 2 lakh personal accident insurance, and Rs. 25,000 purchase protection
- Complimentary Roadside Assistance, Personal Accident Cover, and Feul Surcharge Waiver
- 1% Fuel Surcharge Waiver
- Withdraw cash up to 100% of FD value
- Instantly Increase the Credit Limit- Instantly enhance it by securing an additional Fixed Deposit, starting from Rs. 5,000
- Earn 4X Reward Points on every travel spend
- Up to 3X reward points on all UPI spends
- Credit limit minimum 100% of the FD Value
- No credit history required
- No income proof required
- Instant Card Issuance
- Discover discounts across 1500+ resturants and retailers
- Get discount across 300+ merchants and 1500+ resturants
- Credit shield protection against theft and fraud
- Access to exclusive VISA offers across the globe
Editor's Review
Pros
* Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Complimentary Roadside Assistance worth Rs. 1,399
* Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
Cons
* No airport lounge access
* No gold privileges
Pros
- Lifetime free credit card
- Get a 100% credit limit against the amount of Fixed Deposit
- Get up to 4x Reward Points on every transaction
Cons
- No travel benefits
- No golf benefits
- No complimentary domestic or international airport lounge access
