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ICICI Bank HPCL Coral Credit Card vs IDFC First WOW! Credit Card

Joining Fees

₹199

₹0

Editor's Rating

3

Key Features

  • Cash-back and savings on fuel surcharge
  • Earn 2 PAYBACK Points on every Rs. 100 spent on retail purchases except for fuel. Redeem 2000 PAYBACK Points for fuel worth Rs. 500
  • Redeem PAYBACK Points from many options such as movie and travel vouchers to lifestyle products, mobiles, appliances and more
  • Avail of 25% discount, maximum up to Rs. 100 on purchase of minimum two tickets per transaction through www.bookmyshow.com
  • Lifetime free credit card - No joining fee/annual fee
  • Get up to 4x Reward Points on every transaction
  • Unlimited never expiring reward points as good as cash
  • Insurance premium payments and Utility bill payments will earn 1X reward points
  • Enjoy travelling around the world with the best-in-class zero Forex Mark-up fee
  • Zero interest charges on ATM cash withdrawals for up to 45 days 
  • Zero Currency Exchange Hassles
  • Avail up to Rs. 25,000 card liability cover, Rs. 2 lakh personal accident insurance, and Rs. 25,000 purchase protection
  • Complimentary Roadside Assistance, Personal Accident Cover, and Feul Surcharge Waiver
  • 1% Fuel Surcharge Waiver
  • Withdraw cash up to 100% of FD value
  • Instantly Increase the Credit Limit- Instantly enhance it by securing an additional Fixed Deposit, starting from Rs. 5,000
  • Earn 4X Reward Points on every travel spend
  • Up to 3X reward points on all UPI spends
  • Credit limit minimum 100% of the FD Value
  • No credit history required
  • No income proof required
  • Instant Card Issuance
  • Discover discounts across 1500+ resturants and retailers
  • Get discount across 300+ merchants and 1500+ resturants
  • Credit shield protection against theft and fraud
  • Access to exclusive VISA offers across the globe

Editor's Review

Pros

  • Getting free movie tickets has always made everyone excited – With this card, get Rs. 100 off each time, twice a month
  • 2.5% cashback every time you fill fuel at HPCL pump for more than Rs. 500 each time
  • 1% surcharge on fuel transactions waived off

Cons

  • The ICICI Bank HPCL Coral Credit Card does not provide statement credit
  • No Golf Privileges
  • No Complimentary Airport Lounge access

To apply for ICICI Bank Credit Cards please click here

Pros

  • Lifetime free credit card
  • Get a 100% credit limit against the amount of Fixed Deposit
  • Get up to 4x Reward Points on every transaction

Cons

  • No travel benefits
  • No golf benefits
  • No complimentary domestic or international airport lounge access


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