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HSBC Cashback Credit Card vs Klick RuPay Credit Card

Joining Fees

₹999

₹0

Editor's Rating

3.1

4.4

Key Features

  • Make transactions of a minimum of Rs. 10000 within first 30 days to avail Amazon vouchers (worth Rs. 1000)
  • Win an Amazon e-gift voucher- Complete the online credit card application and Video KYC to win Amazon e-gift voucher (worth Rs. 250)
  • Annual membership fees Rs. 999 (will be reversed if total annual spend exceeds Rs. 200,000
  • 10% accelerated cashback on all dining, food delivery and grocery spends
  • 1.5% unlimited cashback on all other spends (exclusions apply)
  • 4 complimentary domestic lounge visits per year (1 per quarter)
  • Buy-one-get-one-free movie tickets on Saturdays (Up to Rs 250)
  • Zero liability for lost cards
  • Insurance benefits
  • Zero Joining Fees and Annual Fees
  • 1% Fuel Surcharge Waiver
  • 2 Rewards for every Rs. 200 non-UPI spends
  • 2% cashback while you make quick and easy payments using Kiwi app
  • 4 Reward Points on every Rs. 200 spent on all UPI transactions above Rs. 2,000
  • Get all the benefits with the 100% virtual credit card- It is safe, secure, and make hassle-free payments with virtual credit card
  • Earn reward on UPI and non-UPI spends

Editor's Review

Pros

* Win an Amazon e-gift voucher

* Buy-one-get-one-free movie tickets on Saturdays

* Insurance benefits 


Cons

* No golf/coaching sessions

* No fuel benefits

Pros:

  • Lifetime Free Credit Card
  • 2 Rewards for every Rs. 200 non-UPI spends
  • 2% cashback while you make quick and easy payments using Kiwi app

Cons:

  • No international or domestic lounge access
  • No Golf Benefits
  • No Movies and Entertainment, and Dining Benefits


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