Compare HDFC Platinum Times Credit Card vs Scapia Federal Bank Credit Card

Spend Rs. 2,50,000 in a year and get a waiver of renewal membership fee
Complimentary Annual Times Prime Membership- Enjoy offers and subscriptions on top brands such as Gaana Plus, sonyliv, TOI+, Chaayos, and Uber, Myntra and many more
Avail offer on Movies/BookMyShow- Get 50% off via BookMyShow on Movie Tickets. The cardholder can purchase a maximum of 4 discounted tickets per card per month. Avail maximum discount of Rs. 600 per transaction, and also get a discount of Rs. 50 on Food and Beverage only once
Extra discount of Rs. 1500- Get up to a maximum of 15% off on bills via PayEazy on Eazydiner. Avail 6 months complimentary membership
Up to 20% off on online & offline – shopping, wellness & hotel stays at selected partners. city wise offers based offers every single day.
Up to 5% Cashback on Utility Bills/Shopping
Avail 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 4000
You can convert your big spends into EMI after purchase
HDFC Bank Times Platinum Credit Card is enabled for contactless payments
Avail 3 Reward Points for every Rs. 150 spent on the card
Weekday Dining Bonanza Reward Point
Avail 10 Reward Points on every Rs. 150 spent on Dining spends on weekdays

Zero joining and annual fees
Enjoy unlimited domestic lounge, complimentary dining, shopping or spa by spending Rs. 10,000 on VISA or Rs. 15,000 on Rupay card every month
10% reward on every eligible online and offline spend
Instant redemption on flights, hotels and buses on the Scapia app, at 1 reward = 1 Scapia Coin
Zero forex markup on all international transactions
24x7 customer service
Instant in-app repayment
Set transactions limits and manage permissions on the app
On Scapia Federal Visa Credit Card, earn 10% rewards on every purchase of Rs. 20 and above. For purchase amounts below Rs. 20, rewards will not be credited
On Scapia Federal Rupay Credit Card, earn 5% rewards on eligible spends 8 of more than 500 Rs. For purchase amounts below Rs. 500, rewards will not be credited
Earn 20% rewards on travel purchases made on the Scapia App. Rewards earned on card transactions will be converted to Scapia coins on the statement date with the conversion ratio 1 Reward = 1 Scapia Coin
Scapia coins can be accumulated and further utilised against services offered such as flights, stays, buses etc., or any other service offered by Scapia from time to time on the Scapia platform. The Scapia Coins can also be utilised against other exciting offers shown in the Scapia App from time to time
Do note for redemption against Flights & Hotel/Stay, Bus Bookings and any other services on Scapia App - 5 Scapia Coin = Rs. 1
Complimentary Access to Domestic Airport Lounge:

a. Unlimited Domestic Lounge- Condition for eligibility: Customers have to spend Rs. 10,000 on Visa Credit Card or Rs. 15,000 Rupay Credit Card in a billing cycle for unlocking this facility. They should also be Active on a monthly basis for retaining the Unlimited Domestic Lounge free access. The transactions done on specific card variant will be eligible for the respective specific variant eligibility and cannot be combined with both variants

No Cost EMI for Travel Transactions on Scapia App
1% surcharge waiver of up to Rs. 500 per month on fuel transactions worth up to Rs. 5,000

Pros

Welcome Benefits
Complimentary Annual Times Prime Membership
Avail offer on Movies/BookMyShow- Get 50% off via BookMyShow on Movie Tickets, and Weekday Dining Bonanza Reward Point

Cons