HDFC Bank Visa Signature Credit Card vs Tata Neu Plus SBI Credit Card
Joining Fees
₹0
₹499
Editor's Rating
3.25
3.7
Key Features
- Annual fees: Get the first-year’s membership free by spending Rs. 15,000 within the first 90 days
- Renew the membership for free by spending Rs. 75,000 in a year
- Enjoy the comfort of over 600 global airport
- Earn 2 reward points for every Rs. 150 spends
- Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)
- Get up to three add-on cards free for your family
- With the EMV Chip technology in the card, stay protected against fraud
- Zero liability on lost card
- Avail 50 days of interest-free credit from the date of purchase
- Enjoy Revolving Credit at nominal interest rate
- Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card
- Welcome benefits include getting 499 NeuCoins (worth Rs. 499) within 15 days of Joining Fee realisation
- Redeem these coins on Tata New App/Website and partner Tata Brands
- 2% value-back as NeuCoins on spends on Tata Neu App/Website and partner Tata Brands
- Extra 5% value-back as NeuCoins on select category spends on Tata Neu App/Website
- 1% value-back as NeuCoins on other spends
- 1% value-back as NeuCoins on UPI transactions (valid only on Rupay variant)
- 4 complimentary domestic airport lounge access every year ( maximum 1 per quarter) on quarterly spends of Rs. 50,000
- Annual fee waiver on spending Rs. 1 Lakh in the previous year
- 1% fuel surcharge across all petrol pumps in India, on transactions from Rs. 500 up to Rs. 4,000, up to Rs. 250 per month
- Tap & Pay with Ease: Tap the card on a secure reader for instant transactions
- Convert eligible purchases into easy monthly EMIs. This is applicable on transactions of Rs. 2,500 or more
- Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
- Transfer outstanding balances of other banks’ credit cards to the Tata Neu Plus SBI Card at a lower interest rate and repay in easy EMIs
Editor's Review
Pros
- Enjoy the comfort of over 600 global airport
- Earn 2 reward points for every Rs. 150 spends
- Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)
Cons
- No golf benefits
- No insurance benefits
- No cashback offers
Pros
- Welcome benefits worth the joining fee
- Up to 7% value-back as NeuCoins
- Enjoy benefits across multiple brands covering different spending categories
- 1% saving on UPI transactions with the Rupay variant
Cons
- No Golf Benefits
- No International Airport Lounge Access
- For some users brand benefits could be restricted
- No milestone or renewal benefits
