HDFC Bank UPI RuPay Credit Card vs Klick RuPay Credit Card
Joining Fees
₹250
₹0
Editor's Rating
3.5
4.4
Key Features
* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. The maximum points that can be earned in a calendar month is 500 Points
* Avail 2% Cashpoints on Utility spends. The maximum points that can be earned in a calendar month is 500 Points
* Avail 1% Cashpoints on other spends. The maximum points that can be earned in a calendar month is 500 Points
* Up to 50 days of interest free period on the HDFC Bank UPI RuPay Credit Card from the date of purchase
* Revolving Credit on HDFC Bank UPI RuPay Credit Card is at nominal interest rate
* In an annual year, before the Credit Card's renewal date, spend Rs. 25,000 or more and get renewal fee waived off from second year onwards
- Zero Joining Fees and Annual Fees
- 1% Fuel Surcharge Waiver
- 2 Rewards for every Rs. 200 non-UPI spends
- 2% cashback while you make quick and easy payments using Kiwi app
- 4 Reward Points on every Rs. 200 spent on all UPI transactions above Rs. 2,000
- Get all the benefits with the 100% virtual credit card- It is safe, secure, and make hassle-free payments with virtual credit card
- Earn reward on UPI and non-UPI spends
Editor's Review
Pros
* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions
* Avail 2% Cashpoints on Utility spends
* Avail 1% Cashpoints on other spends
Cons
* No Golf benefits
* No airport lounge access
* No fuel benefits
Pros:
- Lifetime Free Credit Card
- 2 Rewards for every Rs. 200 non-UPI spends
- 2% cashback while you make quick and easy payments using Kiwi app
Cons:
- No international or domestic lounge access
- No Golf Benefits
- No Movies and Entertainment, and Dining Benefits
