HDFC Bank Titanium Times Credit Card vs SBI SimplyClick Credit Card
Joining Fees
₹500
₹499
Editor's Rating
3.7
3.7
Key Features
- Complimentary Annual Times Prime Membership- Enjoy offers and subscriptions on top brands such as Gaana Plus, Sonyliv, TOI+, Chaayos, Uber, and Myntra
- Avail offer on Movies/BookMyShow- Get 25% off via BookMyShow on Movie Tickets. The cardholder can purchase a maximum of 4 discounted tickets per card per month. Avail maximum discount of Rs. 350 per transaction, and also get a discount of Rs. 50 on Food and Beverage only once
- Extra discount of Rs. 1500- Get up to a maximum of 10% off on bills via PayEazy on Eazydiner. Avail 6 months complimentary membership
- Up to 20% off on online and offline – shopping, wellness, and hotel stays at selected partners. City wise offers based offers every single day
- Up to 5% Cashback on Utility Bills/Shopping
- Avail 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 4000
- You can convert your big spends into EMI after purchase
- Contactless payment enabled
- Avail 2 Reward Points for every Rs. 150 spent
- Weekday Dining Bonanza Reward Points
- Avail 5 Reward Points on every Rs. 150 spent on dining spends on weekdays
- On joining SimplyCLICK SBI Card, get Amazon.in gift card worth Rs. 499
- On online spends with exclusive partners - Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra, earn 10X Reward Points
- Earn 5X rewards on all other online spends
- Earn 1 reward point per Rs. 100 on all other spends
- Get e-voucher worth Rs. 2,000 each on reaching annual online spends of Rs. 1 Lakh and Rs. 2 Lakhs respectively. Voucher Brand : Cleartrip/Yatra
- 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs 3000 (exclusive of GST, wherever applicable, & all other charges)
- Spend Rs 1,00,000 and get annual fee reversed for the SimplyCLICK SBI card in the subsequent year
- Simply wave the card at a secured reader and the transaction will be done. Maximum payment of Rs. 5,000 allowed per contactless transaction
- Transfer outstanding balance of other banks’ credit cards to SimplyCLICK SBI Card, and avail a lower rate of interest and pay back in EMIs
- With Flexipay facility, convert transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using SimplyCLICK SBI Card , and log in to sbicard.com within 30 days of purchase to convert it into Flexipay
Editor's Review
Pros
- Welcome Benefits
- Complimentary Annual Times Prime Membership
- Avail offer on Movies/BookMyShow- Get 25% off via BookMyShow on Movie Tickets, and Weekday Dining Bonanza Reward Point
Cons
- No golf benefits
- No airport lounge access
Pros
- Earn 1 reward point per Rs.100 on all other spends
- e-voucher worth Rs. 2,000 on annual online spends of Rs.1 Lakh
- e-voucher worth Rs. 2,000 on annual online spends of Rs.2 Lakhs
Cons
- No Golf/coaching sessions
- No particular benefits on travel, dining or entertainment
- Limited options for reward redemption
