HDFC Bank Titanium Edge Credit Card vs Klick RuPay Credit Card
Joining Fees
₹0
₹0
Editor's Rating
3.9
4.4
Key Features
- Annual fees: Renew the membership for free by spending Rs. 50,000 in a year
- Avail 2 reward points for every Rs. 150 spends
- Redeem points for exclusive gifts and air miles through the bank’s exclusive MyRewards catalogue
- Redeem the reward points for cash back against the outstanding amount on the Credit Card (100 Reward Points = Rs. 10)
- Earn 50% more reward points as exclusive dining privileges
- Fuel: Enjoy savings of up to Rs. 250 every billing cycle with a 100% fuel surcharge waiver
- Zero liability on lost card
- With the EMV Chip technology in the card, stay protected against fraud
- Avail of 50 days of interest-free period from the date of purchase
- Enjoy Revolving Credit at nominal interest rate
- Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card
- Zero Joining Fees and Annual Fees
- 1% Fuel Surcharge Waiver
- 2 Rewards for every Rs. 200 non-UPI spends
- 2% cashback while you make quick and easy payments using Kiwi app
- 4 Reward Points on every Rs. 200 spent on all UPI transactions above Rs. 2,000
- Get all the benefits with the 100% virtual credit card- It is safe, secure, and make hassle-free payments with virtual credit card
- Earn reward on UPI and non-UPI spends
Editor's Review
Pros
- Avail 2 reward points for every Rs. 150 spends
- Redeem points for exclusive gifts and air miles through the bank’s exclusive MyRewards catalogue
- Earn 50% more reward points as exclusive dining privileges
Cons
- No golf benefits
- No insurance benefits
- No airport lounge access
Pros:
- Lifetime Free Credit Card
- 2 Rewards for every Rs. 200 non-UPI spends
- 2% cashback while you make quick and easy payments using Kiwi app
Cons:
- No international or domestic lounge access
- No Golf Benefits
- No Movies and Entertainment, and Dining Benefits
