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HDFC Bank Teachers Platinum Credit Card vs Tata Neu Plus SBI Credit Card

Joining Fees

₹500

₹499

Editor's Rating

3.55

3.7

Key Features

  • Avail a special gift of 500 reward points on Teacher's Day (5 Sept) every year
  • On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
  • On Weekdays get 2 reward points for every Rs. 150
  • Get 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
  • Zero liability on lost card
  • Get up to 3 lifetime free add-on cards
  • With the EMV Chip technology in the card, stay protected against fraud
  • Welcome benefits include getting 499 NeuCoins (worth Rs. 499) within 15 days of Joining Fee realisation
  • Redeem these coins on Tata New App/Website and partner Tata Brands
  • 2% value-back as NeuCoins on spends on Tata Neu App/Website and partner Tata Brands
  • Extra 5% value-back as NeuCoins on select category spends on Tata Neu App/Website
  • 1% value-back as NeuCoins on other spends
  • 1% value-back as NeuCoins on UPI transactions (valid only on Rupay variant)
  • 4 complimentary domestic airport lounge access every year ( maximum 1 per quarter) on quarterly spends of Rs. 50,000
  • Annual fee waiver on spending Rs. 1 Lakh in the previous year
  • 1% fuel surcharge across all petrol pumps in India, on transactions from Rs. 500 up to Rs. 4,000, up to Rs. 250 per month
  • Tap & Pay with Ease: Tap the card on a secure reader for instant transactions
  • Convert eligible purchases into easy monthly EMIs. This is applicable on transactions of Rs. 2,500 or more
  • Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
  • Transfer outstanding balances of other banks’ credit cards to the Tata Neu Plus SBI Card at a lower interest rate and repay in easy EMIs

Editor's Review

Pros

  • Get special gift of 500 reward points on Teacher's Day (5 Sept) every year
  • On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
  • On Weekdays get 2 reward points for every Rs. 150

Cons

  • No golf benefits
  • No cashback or dining benefits
  • No airport lounge access

Pros

  • Welcome benefits worth the joining fee
  • Up to 7% value-back as NeuCoins
  • Enjoy benefits across multiple brands covering different spending categories
  • 1% saving on UPI transactions with the Rupay variant

Cons

  • No Golf Benefits
  • No International Airport Lounge Access
  • For some users brand benefits could be restricted
  • No milestone or renewal benefits


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