Enjoy complimentary nights and buffet at participating ITC hotels: Book a stay for 3-nights and simply pay for two at participating ITC hotels. Also avail 1+1 complimentary buffet at the participating ITC hotels
In the preceding 12 months, spend 10 lakhs or more to avail renewal membership fee waived off for next year. The Renewal benefit 12,500 Reward Points will be availed upon fee realization and card activation
Enjoy unlimited complimentary golf games at leading courses in India and selected courses across the globe. Unlimited complimentary Golf coaching at selected golf courses in India
Lowest markup fee of 2% on foreign currency transactions
Zero Lost card liability
Enjoy up to 50 days of interest-free period
Revolving Credit is available at nominal interest rate
Global Personal Concierge -24 X 7
Enjoy unlimited complimentary airport lounge access domestic and international using Priority Pass. This benefit is also available for add-on Priority Pass holders
Enjoy wonderful dining benefits with the Good Food Trail program: HDFC Bank x Swiggy Dineout - Good food Trail- Indulge in wonderful discounts by obtaining FLAT 15% EXTRA OFF on dining bills at 35K+ restaurants!
Get 1% fuel surcharge waiver at fuel stations in India on transactions between Rs. 400 and Rs. 1,00,000
You can convert big spends into EMI after the purchase
The credit card is enabled for contactless payments
Accidental Air Death cover worth Rs. 3 Crore
Emergency overseas hospitalization up to Rs. 50 lakhs in case of emergency
Credit Shield Cover for up to Rs. 9 lakhs
Obtain 5 Reward Points on every Rs. 150 retail spending including Insurance, Utilities and Education
Earn up to 10 times Reward Points on travel and shopping spends on Smartbuy
As a Welcome Benefit, get 1,500 Travel Credits. The 1,500 Travel Credits will get credited on spends of Rs. 30,000 within 60 days of card issuance. Travel Credits will be credited on payment of joining fee
Annual Fee waived off on annual spends of Rs. 6 Lakh or more in the preceding year
Get 2 Travel Credits for every Rs. 200 spent on travel
Get 1 Travel Credits for every Rs. 200 on all other spends
You can convert the Travel Credits into Air Miles / Hotel Points, Travel Bookings or choose from a wide array of Catalogue Products
Get 5,000 Bonus Travel Credits on reaching annual spends of Rs. 5 Lakh
Get additional Domestic Lounge visit with every spend of Rs. 1 Lakh. Additional lounge visits, based on spend milestones, are capped at 8 visits in a membership year
Avail a complimentary Priority Pass Membership worth $99 and get to access to 1000+ International Airport Lounges worldwide. Priority Pass Program is complimentary for the first 2 years
4 complimentary Domestic Airport Lounge visits every year (max. 2 visits per quarter)
Low Foreign Currency Mark-up Charge of 3.00% on International usage
1% Fuel Surcharge Waiver across all petrol pumps. (GST extra as applicable)
SBI Card MILES in over 24 million outlets across the globe, including 3,25,000 outlets in India
With Flexipay, convert transactions in easy monthly installments. Just transact for Rs. 2,500 or more and contact the bank within 30 days of purchase to convert it into Flexipay
Payelectricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
Get enhanced security against counterfeiting and skimming with the chip and pin enabled on the credit card
Transfer the outstanding balance of other banks’ credit cards to SBI Miles Card, to avail a lower rate of interest and pay back in EMI
Editor's Review
Pros
Unlimited lounge access at domestic and international airports
Unlimited complimentary golf games at premier golf courses
Complimentary nights and buffet at participating ITC hotels
Cons
The card doesn’t offer any yearly or monthly benefits
No cashback as such
Joining fee on higher side
Pros
Availing 5,000 Bonus Travel Credits on reaching annual spends of Rs. 5 Lakh
Complimentary Priority Pass Membership worth $99 and get to access to 1000+ International Airport Lounges worldwide
4 complimentary Domestic Airport Lounge visits every year (max. 2 visits per quarter)
Cons
No golf benefits
No cashback benefits
No movie or dining benefits
More comparisions with HDFC Bank Infinia Metal Edition Credit Card